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Lifestore Financial GroupLSFG -4.14%58 Equity-to-Asset is 0.12 as of Jun. 2025, which is 9% above its 10-year median of 0.11. GuruFocus rates LSFG with a GF Score™ of 58/100 and a GF Value™ of $51.03 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,520 Banks companies, Lifestore Financial Group ranks better than 72.89% on this metric.
The historical rank and industry rank for Lifestore Financial Group's Equity-to-Asset or its related term are showing as below:
LSFG'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.11 Max: 0.12
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Lifestore Financial Group was 0.12. The lowest was 0.10. And the median was 0.11.
LSFG's Equity-to-Asset is ranked better than 72.89% of 1520
companies
in the Banks industry
Industry Median: 0.1
vs LSFG: 0.12
Lifestore Financial Group (OTCPK:LSFG) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Lifestore Financial Group Equity-to-Asset Related Terms
Lifestore Financial Group Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSFG vs CLST, SMAL, ORBN: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Lifestore Financial Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifestore Financial Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Lifestore Financial Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Lifestore Financial Group's Equity-to-Asset falls into.
Lifestore Financial Group Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Lifestore Financial Group's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifestore Financial Group (LSFG) has a Equity-to-Asset of 0.12 as of Jun. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lifestore Financial Group and its competitors. This is near median its historical median of 0.11. Over the past decade, Lifestore Financial Group's Equity-to-Asset has ranged from 0.10 to 0.12. According to the industry distribution chart, Lifestore Financial Group ranks #412 out of 1520 companies in the Banks industry, placing it in the top 27.1%.
Is Lifestore Financial Group's Equity-to-Asset too high?
Lifestore Financial Group's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Lifestore Financial Group's value of 0.12 is 20% above this industry median. Based on the distribution chart, Lifestore Financial Group ranks #412 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, Lifestore Financial Group has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's Equity-to-Asset compare to CLST and SMAL?
According to the Banks industry distribution chart, Lifestore Financial Group ranks #412 out of 1520 companies for Equity-to-Asset. This puts Lifestore Financial Group in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Lifestore Financial Group's value of 0.12 is 20% above this benchmark. Historically, Lifestore Financial Group's own Equity-to-Asset has ranged from 0.10 to 0.12 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Lifestore Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestore Financial Group's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Lifestore Financial Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestore Financial Group's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.03, compared to a current price of $56.69 — trading 11.1% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 20% above the Banks industry median of 0.10. Lifestore Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current Equity-to-Asset is 0.12 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifestore Financial Group (LSFG) Overvalued in 2026?
Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued.
The current stock price of $56.69 is trading 11.1% above its estimated GF Value™ of $51.03.
GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.
Key valuation signals for LSFG:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
GF Value™: $51.03 vs. price of $56.69 (11.1% above fair value)
Industry Position: 20% above the Banks median (#412 of 1520)
No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
58GF Score
Get the complete analysis for LSFG
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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