LSFG (Lifestore Financial Group) 5-Year Share Buyback Ratio: 0.00% (As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSFG Lifestore Financial Group Inc LSFG
59 GF Score
Price $56.50
GF Value $51.06
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is Lifestore Financial Group 5-Year Share Buyback Ratio?

Lifestore Financial Group LSFG -0.88% 59 5-Year Share Buyback Ratio is 0.00 as of Jun. 2025. GuruFocus rates LSFG with a GF Score™ of 59/100 and a GF Value™ of $51.06 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,093 Banks companies, Lifestore Financial Group ranks worse than 91491.22% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Lifestore Financial Group's current 5-Year Share Buyback Ratio was 0.00%.

LSFG's 5-Year Share Buyback Ratio is not ranked *
in the Banks industry.
Industry Median: -0.5
* Ranked among companies with meaningful 5-Year Share Buyback Ratio only.

Lifestore Financial Group (OTCPK:LSFG) 5-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Lifestore Financial Group 5-Year Share Buyback Ratio Related Terms


LSFG vs CBAF, BAOB, CIZN: 5-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Lifestore Financial Group's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifestore Financial Group 5-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lifestore Financial Group's 5-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Lifestore Financial Group's 5-Year Share Buyback Ratio falls into.


LSFG
59GF Score
Lifestore Financial Group Inc LSFG
5-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lifestore Financial Group 5-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Share Buyback Ratio of 0.00 mean?
Lifestore Financial Group (LSFG) has a 5-Year Share Buyback Ratio of 0.00 as of Jun. 2025. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Lifestore Financial Group and its competitors. According to the industry distribution chart, Lifestore Financial Group ranks #999999 out of 1093 companies in the Banks industry.
Is Lifestore Financial Group's 5-Year Share Buyback Ratio too high?
Lifestore Financial Group's current 5-Year Share Buyback Ratio is 0.00. Based on the distribution chart, Lifestore Financial Group ranks #999999 out of 1093 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lifestore Financial Group has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's 5-Year Share Buyback Ratio compare to CBAF and BAOB?
According to the Banks industry distribution chart, Lifestore Financial Group ranks #999999 out of 1093 companies for 5-Year Share Buyback Ratio. This places Lifestore Financial Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for a Banks company?
A good 5-Year Share Buyback Ratio depends on the Banks industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Lifestore Financial Group and its competitors. Lifestore Financial Group's current 5-Year Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.06, compared to a current price of $56.50 — trading 10.7% above its estimated fair value. The current 5-Year Share Buyback Ratio is 0.00. Lifestore Financial Group's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current 5-Year Share Buyback Ratio is 0.00 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestore Financial Group (LSFG) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued. The current stock price of $56.50 is trading 10.7% above its estimated GF Value™ of $51.06. GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.

Key valuation signals for LSFG:

  • 5-Year Share Buyback Ratio: 0.00
  • GF Value™: $51.06 vs. price of $56.50 (10.7% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifestore Financial Group Business Description

Address 21 East Ashe Street, P.O. Box 26, West Jefferson, NC, USA, 28694
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
59GF Score

Get the complete analysis for LSFG

5-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$56.50
Price
$51.06
GF Value