LSFG (Lifestore Financial Group) Operating Cash Flow per Share: $5.55 (TTM As of Jun. 2025)

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LSFG Lifestore Financial Group Inc LSFG
63 GF Score
Price $59.88
GF Value $51.37
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Lifestore Financial Group Operating Cash Flow per Share?

Lifestore Financial Group LSFG -0.18% 63 Operating Cash Flow per Share is $5.55 as of Jun. 2025. GuruFocus rates LSFG with a GF Score™ of 63/100 and a GF Value™ of $51.37 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,067 Banks companies, Lifestore Financial Group ranks better than 50.7% on this metric.

Lifestore Financial Group's operating cash flow per share for the three months ended in Jun. 2025 was $5.55. Lifestore Financial Group's operating cash flow per share for the trailing twelve months (TTM) ended in Jun. 2025 was $5.55.

During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Lifestore Financial Group was -17.90% per year. During the past 3 years, the average Operating Cash Flow per Share Growth Rate was 0.80% per year. During the past 5 years, the average Operating Cash Flow per Share Growth Rate was 13.00% per year. During the past 10 years, the average Operating Cash Flow per Share Growth Rate was 20.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.

The historical rank and industry rank for Lifestore Financial Group's Operating Cash Flow per Share or its related term are showing as below:

LSFG' s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -31.9   Med: 15.4   Max: 211.4
Current: 0.8

During the past 13 years, Lifestore Financial Group's highest 3-Year average Operating Cash Flow per Share Growth Rate was 211.40% per year. The lowest was -31.90% per year. And the median was 15.40% per year.

LSFG's 3-Year OCF Growth Rate is ranked better than
50.7% of 1067 companies
in the Banks industry
Industry Median: 0.4 vs LSFG: 0.80

Lifestore Financial Group Operating Cash Flow per Share Related Terms


Lifestore Financial Group Operating Cash Flow per Share Historical Data

* Premium members only.

The historical data trend for Lifestore Financial Group's Operating Cash Flow per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifestore Financial Group Operating Cash Flow per Share Chart

Lifestore Financial Group Annual Data
Trend Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Operating Cash Flow per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.78 5.42 6.84 6.76 5.55

Lifestore Financial Group Quarterly Data
Jun97 Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Operating Cash Flow per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.78 5.42 6.84 6.76 5.55

LSFG vs BSPA, HLFN, CEFC: Operating Cash Flow per Share Comparison

For the Banks - Regional subindustry, Lifestore Financial Group's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifestore Financial Group Price-to-Operating-Cash-Flow vs Banks Industry

For the Banks industry and Financial Services sector, Lifestore Financial Group's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Lifestore Financial Group's Price-to-Operating-Cash-Flow falls into.


LSFG
63GF Score
Lifestore Financial Group Inc LSFG
Operating Cash Flow per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Lifestore Financial Group Operating Cash Flow per Share Calculation

Operating Cash Flow per Share is the amount of Cash Flow from Operations per outstanding share of the company's stock.

Lifestore Financial Group's Operating Cash Flow per Share for the fiscal year that ended in Jun. 2025 is calculated as

Operating Cash Flow per Share (A: Jun. 2025 )=Cash Flow from Operations (A: Jun. 2025 )/Shares Outstanding (Diluted Average) (A: Jun. 2025 )
=5.717/1.030
=5.55

Lifestore Financial Group's Operating Cash Flow per Share for the quarter that ended in Jun. 2025 is calculated as

Operating Cash Flow per Share (Q: Jun. 2025 )=Cash Flow from Operations (Q: Jun. 2025 )/Shares Outstanding (Diluted Average) (Q: Jun. 2025 )
=5.717/1.030
=5.55

Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Operating Cash Flow per Share of $5.55 mean?
Lifestore Financial Group (LSFG) has a Operating Cash Flow per Share of $5.55 as of Jun. 2025. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Lifestore Financial Group and its competitors. According to the industry distribution chart, Lifestore Financial Group ranks #526 out of 1067 companies in the Banks industry, placing it in the top 49.3%.
Is Lifestore Financial Group's Operating Cash Flow per Share too high?
Lifestore Financial Group's current Operating Cash Flow per Share is $5.55. The Banks industry median Operating Cash Flow per Share is 0.40. Lifestore Financial Group's value of $5.55 is 1287.5% above this industry median. Based on the distribution chart, Lifestore Financial Group ranks #526 out of 1067 companies in the Banks industry, which is above the industry midpoint. Overall, Lifestore Financial Group has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's Operating Cash Flow per Share compare to BSPA and HLFN?
According to the Banks industry distribution chart, Lifestore Financial Group ranks #526 out of 1067 companies for Operating Cash Flow per Share. This puts Lifestore Financial Group in the upper half of its industry. The industry median Operating Cash Flow per Share is 0.40. Lifestore Financial Group's value of $5.55 is 1287.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
The median Operating Cash Flow per Share among Banks companies is 0.40, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestore Financial Group's current Operating Cash Flow per Share of $5.55 is 1287.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Lifestore Financial Group and its competitors. For the Banks industry, the median Operating Cash Flow per Share is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestore Financial Group's current Operating Cash Flow per Share is $5.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.37, compared to a current price of $59.88 — trading 16.6% above its estimated fair value. The current Operating Cash Flow per Share is $5.55 and 1287.5% above the Banks industry median of 0.40. Lifestore Financial Group's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current Operating Cash Flow per Share is $5.55 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestore Financial Group (LSFG) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued. The current stock price of $59.88 is trading 16.6% above its estimated GF Value™ of $51.37. GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.

Key valuation signals for LSFG:

  • Operating Cash Flow per Share: $5.55
  • GF Value™: $51.37 vs. price of $59.88 (16.6% above fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 1287.5% above the Banks median (#526 of 1067)

No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifestore Financial Group Business Description

Address 21 East Ashe Street, P.O. Box 26, West Jefferson, NC, USA, 28694
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
63GF Score

Get the complete analysis for LSFG

Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.88
Price
$51.37
GF Value