LSFG (Lifestore Financial Group) PS Ratio: 2.69 (As of Jul. 14, 2026) — 32% Above Median

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LSFG Lifestore Financial Group Inc LSFG
58 GF Score
Price $63.00
GF Value $50.97
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Lifestore Financial Group PS Ratio?

Lifestore Financial Group LSFG 58 PS Ratio is 2.69 as of Jul. 14, 2026, which is 32% above its 10-year median of 2.04. GuruFocus rates LSFG with a GF Score™ of 58/100 and a GF Value™ of $50.97 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,520 Banks companies, Lifestore Financial Group ranks better than 57.89% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Lifestore Financial Group's share price is $63.00. Lifestore Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2025 was $23.45. Hence, Lifestore Financial Group's PS Ratio for today is 2.69.

Warning Sign:

Lifestore Financial Group Inc stock PS Ratio (=2.69) is close to 10-year high of 2.82.

The historical rank and industry rank for Lifestore Financial Group's PS Ratio or its related term are showing as below:

LSFG' s PS Ratio Range Over the Past 10 Years
Min: 1.11   Med: 2.04   Max: 2.82
Current: 2.69

During the past 13 years, Lifestore Financial Group's highest PS Ratio was 2.82. The lowest was 1.11. And the median was 2.04.

LSFG's PS Ratio is ranked better than
57.89% of 1520 companies
in the Banks industry
Industry Median: 3.02 vs LSFG: 2.69

Lifestore Financial Group's Revenue per Sharefor the six months ended in Jun. 2025 was $23.45. Its Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2025 was $23.45.

Good Sign:

Lifestore Financial Group Inc has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Lifestore Financial Group was 7.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 4.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 3.30% per year. During the past 10 years, the average Revenue per Share Growth Rate was 10.00% per year.

During the past 13 years, Lifestore Financial Group's highest 3-Year average Revenue per Share Growth Rate was 198.80% per year. The lowest was -1.10% per year. And the median was 12.20% per year.

Back to Basics: PS Ratio


Lifestore Financial Group  (OTCPK:LSFG) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Lifestore Financial Group PS Ratio Related Terms


Lifestore Financial Group PS Ratio Historical Data

* Premium members only.

The historical data trend for Lifestore Financial Group's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifestore Financial Group PS Ratio Chart

Lifestore Financial Group Annual Data
Trend Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.88 2.32 1.91 1.76 2.00

Lifestore Financial Group Semi-Annual Data
Jun97 Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.88 2.32 1.91 1.76 2.00

LSFG vs CLST, SMAL, ORBN: PS Ratio Comparison

For the Banks - Regional subindustry, Lifestore Financial Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifestore Financial Group PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lifestore Financial Group's PS Ratio distribution charts can be found below:

* The bar in red indicates where Lifestore Financial Group's PS Ratio falls into.


LSFG
58GF Score
Lifestore Financial Group Inc LSFG
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lifestore Financial Group PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Lifestore Financial Group's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=63.00/23.452
=2.69

Lifestore Financial Group's Share Price of today is $63.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Lifestore Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2025 was $23.45.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.69 mean?
Lifestore Financial Group (LSFG) has a PS Ratio of 2.69 as of Jul. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Lifestore Financial Group and its competitors. This is 32% above median its historical median of 2.04. Over the past decade, Lifestore Financial Group's PS Ratio has ranged from 1.11 to 2.82. According to the industry distribution chart, Lifestore Financial Group ranks #640 out of 1520 companies in the Banks industry, placing it in the top 42.1%.
Is Lifestore Financial Group's PS Ratio too high?
Lifestore Financial Group's current PS Ratio of 2.69 is 32% above median its 10-year median of 2.04. Over the past 10 years, this metric has ranged from a low of 1.11 to a high of 2.82. The Banks industry median PS Ratio is 3.02. Lifestore Financial Group's value of 2.69 is 10.9% below this industry median. Based on the distribution chart, Lifestore Financial Group ranks #640 out of 1520 companies in the Banks industry, which is above the industry midpoint. Overall, Lifestore Financial Group has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's PS Ratio compare to CLST and SMAL?
According to the Banks industry distribution chart, Lifestore Financial Group ranks #640 out of 1520 companies for PS Ratio. This puts Lifestore Financial Group in the upper half of its industry. The industry median PS Ratio is 3.02. Lifestore Financial Group's value of 2.69 is 10.9% below this benchmark. Historically, Lifestore Financial Group's own PS Ratio has ranged from 1.11 to 2.82 over the past decade. While the company's 10-year median is 2.04 vs. the industry median of 3.02, Lifestore Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestore Financial Group's current PS Ratio of 2.69 is 10.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Lifestore Financial Group and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestore Financial Group's current PS Ratio is 2.69, which is 32% above median its own 10-year median of 2.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $50.97, compared to a current price of $63.00 — trading 23.6% above its estimated fair value. The current PS Ratio is 2.69, which is 32% above median its 10-year median of 2.04 and 10.9% below the Banks industry median of 3.02. Lifestore Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current PS Ratio is 2.69 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestore Financial Group (LSFG) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued. The current stock price of $63.00 is trading 23.6% above its estimated GF Value™ of $50.97. GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.

Key valuation signals for LSFG:

  • PS Ratio: 2.69 (32% above median its 10-year median of 2.04)
  • GF Value™: $50.97 vs. price of $63.00 (23.6% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 10.9% below the Banks median (#640 of 1520)

No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifestore Financial Group Business Description

Address 21 East Ashe Street, P.O. Box 26, West Jefferson, NC, USA, 28694
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
58GF Score

Get the complete analysis for LSFG

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.00
Price
$50.97
GF Value