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Lifestore Financial GroupLSFG 58 Median PS Value is $46.98 as of Jul. 14, 2026, which is 3185% above its 10-year median of 1.43. GuruFocus rates LSFG with a GF Score™ of 58/100 and a GF Value™ of $50.97 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,043 Banks companies, Lifestore Financial Group ranks worse than 70.76% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Lifestore Financial Group's Median PS Value or its related term are showing as below:
LSFG'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.93 Med: 1.43 Max: 2.27
Current: 1.34
During the past 13 years, the highest Price to Median PS Value of Lifestore Financial Group was 2.27. The lowest was 0.93. And the median was 1.43.
LSFG's Price-to-Median-PS-Value is ranked worse than 70.76% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs LSFG: 1.34
Lifestore Financial Group (OTCPK:LSFG) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Lifestore Financial Group's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
63.00
/
46.98
=
1.34
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifestore Financial Group Median PS Value Related Terms
Lifestore Financial Group Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSFG vs CLST, SMAL, ORBN: Median PS Value Comparison
For the Banks - Regional subindustry, Lifestore Financial Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifestore Financial Group Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Lifestore Financial Group's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Lifestore Financial Group's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.0032.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Lifestore Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2025 was $23.452.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lifestore Financial Group (LSFG) has a Median PS Value of $46.98 as of Jul. 14, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Lifestore Financial Group and its competitors. This is 3185% above median its historical median of 1.43. Over the past decade, Lifestore Financial Group's Median PS Value has ranged from 0.93 to 2.27. According to the industry distribution chart, Lifestore Financial Group ranks #738 out of 1043 companies in the Banks industry, placing it in the top 70.8%.
Is Lifestore Financial Group's Median PS Value too high?
Lifestore Financial Group's current Median PS Value of $46.98 is 3185% above median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 2.27. The Banks industry median Median PS Value is 1.11. Lifestore Financial Group's value of $46.98 is 4132.4% above this industry median. Based on the distribution chart, Lifestore Financial Group ranks #738 out of 1043 companies in the Banks industry, which is below the industry midpoint. Overall, Lifestore Financial Group has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's Median PS Value compare to CLST and SMAL?
According to the Banks industry distribution chart, Lifestore Financial Group ranks #738 out of 1043 companies for Median PS Value. This places Lifestore Financial Group in the lower half of its industry. The industry median Median PS Value is 1.11. Lifestore Financial Group's value of $46.98 is 4132.4% above this benchmark. Historically, Lifestore Financial Group's own Median PS Value has ranged from 0.93 to 2.27 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 1.11, Lifestore Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestore Financial Group's current Median PS Value of $46.98 is 4132.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Lifestore Financial Group and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestore Financial Group's current Median PS Value is $46.98, which is 3185% above median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $50.97, compared to a current price of $63.00 — trading 23.6% above its estimated fair value. The current Median PS Value is $46.98, which is 3185% above median its 10-year median of 1.43 and 4132.4% above the Banks industry median of 1.11. Lifestore Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current Median PS Value is $46.98 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifestore Financial Group (LSFG) Overvalued in 2026?
Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued.
The current stock price of $63.00 is trading 23.6% above its estimated GF Value™ of $50.97.
GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.
Key valuation signals for LSFG:
Median PS Value: $46.98 (3185% above median its 10-year median of 1.43)
GF Value™: $50.97 vs. price of $63.00 (23.6% above fair value)
Industry Position: 4132.4% above the Banks median (#738 of 1043)
No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
58GF Score
Get the complete analysis for LSFG
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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