LSFG (Lifestore Financial Group) Dividend Payout Ratio: 0.11 (As of Jun. 2025) — 10% Above Median

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LSFG Lifestore Financial Group Inc LSFG
58 GF Score
Price $63.00
GF Value $50.97
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Lifestore Financial Group Dividend Payout Ratio?

Lifestore Financial Group LSFG 58 Dividend Payout Ratio is 0.11 as of Jun. 2025, which is 10% above its 10-year median of 0.10. GuruFocus rates LSFG with a GF Score™ of 58/100 and a GF Value™ of $50.97 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,175 Banks companies, Lifestore Financial Group ranks better than 92.85% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Lifestore Financial Group's Dividend Payout Ratio for the months ended in Jun. 2025 was 0.11.

The historical rank and industry rank for Lifestore Financial Group's Dividend Payout Ratio or its related term are showing as below:

LSFG' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04   Med: 0.1   Max: 0.32
Current: 0.11

During the past 13 years, the highest Dividend Payout Ratio of Lifestore Financial Group was 0.32. The lowest was 0.04. And the median was 0.10.

LSFG's Dividend Payout Ratio is ranked better than
92.85% of 1175 companies
in the Banks industry
Industry Median: 0.32 vs LSFG: 0.11

As of today (2026-07-14), the Dividend Yield % of Lifestore Financial Group is 1.03%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Lifestore Financial Group was 1.44%. The lowest was 0.59%. And the median was 0.94%.

Lifestore Financial Group's Dividends per Share for the months ended in Jun. 2025 was $0.60.

During the past 12 months, Lifestore Financial Group's average Dividends Per Share Growth Rate was 9.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 18.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 15.50% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Lifestore Financial Group was 24.60% per year. The lowest was 0.00% per year. And the median was 15.75% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Lifestore Financial Group (OTCPK:LSFG) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Lifestore Financial Group Dividend Payout Ratio Related Terms

Lifestore Financial Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Lifestore Financial Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifestore Financial Group Dividend Payout Ratio Chart

Lifestore Financial Group Annual Data
Trend Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.08 0.09 0.11 0.11

Lifestore Financial Group Semi-Annual Data
Jun97 Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.08 0.09 0.11 0.11

LSFG vs CLST, SMAL, ORBN: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Lifestore Financial Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lifestore Financial Group Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lifestore Financial Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Lifestore Financial Group's Dividend Payout Ratio falls into.


LSFG
58GF Score
Lifestore Financial Group Inc LSFG
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lifestore Financial Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Lifestore Financial Group's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jun. 2025 )/ EPS without NRI (A: Jun. 2025 )
=0.6/ 5.4
=0.11

Lifestore Financial Group's Dividend Payout Ratio for the quarter that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2025 )/ EPS without NRI (Q: Jun. 2025 )
=0.6/ 5.4
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.11 mean?
Lifestore Financial Group (LSFG) has a Dividend Payout Ratio of 0.11 as of Jun. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Lifestore Financial Group and its competitors. This is 10% above median its historical median of 0.10. Over the past decade, Lifestore Financial Group's Dividend Payout Ratio has ranged from 0.04 to 0.32. According to the industry distribution chart, Lifestore Financial Group ranks #84 out of 1175 companies in the Banks industry, placing it in the top 7.1%.
Is Lifestore Financial Group's Dividend Payout Ratio too high?
Lifestore Financial Group's current Dividend Payout Ratio of 0.11 is 10% above median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.32. The Banks industry median Dividend Payout Ratio is 0.32. Lifestore Financial Group's value of 0.11 is 65.6% below this industry median. Based on the distribution chart, Lifestore Financial Group ranks #84 out of 1175 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lifestore Financial Group has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's Dividend Payout Ratio compare to CLST and SMAL?
According to the Banks industry distribution chart, Lifestore Financial Group ranks #84 out of 1175 companies for Dividend Payout Ratio. This places Lifestore Financial Group in the top 7% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Lifestore Financial Group's value of 0.11 is 65.6% below this benchmark. Historically, Lifestore Financial Group's own Dividend Payout Ratio has ranged from 0.04 to 0.32 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.32, Lifestore Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestore Financial Group's current Dividend Payout Ratio of 0.11 is 65.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Lifestore Financial Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestore Financial Group's current Dividend Payout Ratio is 0.11, which is 10% above median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $50.97, compared to a current price of $63.00 — trading 23.6% above its estimated fair value. The current Dividend Payout Ratio is 0.11, which is 10% above median its 10-year median of 0.10 and 65.6% below the Banks industry median of 0.32. Lifestore Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current Dividend Payout Ratio is 0.11 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestore Financial Group (LSFG) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued. The current stock price of $63.00 is trading 23.6% above its estimated GF Value™ of $50.97. GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.

Key valuation signals for LSFG:

  • Dividend Payout Ratio: 0.11 (10% above median its 10-year median of 0.10)
  • GF Value™: $50.97 vs. price of $63.00 (23.6% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 65.6% below the Banks median (#84 of 1175)

No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lifestore Financial Group Business Description

Address 21 East Ashe Street, P.O. Box 26, West Jefferson, NC, USA, 28694
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
58GF Score

Get the complete analysis for LSFG

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.00
Price
$50.97
GF Value