LSFG (Lifestore Financial Group) Debt-to-Asset : 0.01 (As of Jun. 2025)

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LSFG Lifestore Financial Group Inc LSFG
59 GF Score
Price $57.00
GF Value $51.10
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Lifestore Financial Group Debt-to-Asset?

Lifestore Financial Group LSFG 59 Debt-to-Asset is 0.01 as of Jun. 2025. GuruFocus rates LSFG with a GF Score™ of 59/100 and a GF Value™ of $51.10 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Lifestore Financial Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2025 was $0.00 Mil. Lifestore Financial Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2025 was $5.16 Mil. Lifestore Financial Group's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2025 was $479.08 Mil. Lifestore Financial Group's debt to asset for the quarter that ended in Jun. 2025 was 0.01.


Lifestore Financial Group  (OTCPK:LSFG) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Lifestore Financial Group Debt-to-Asset Related Terms


Lifestore Financial Group Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Lifestore Financial Group's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lifestore Financial Group Debt-to-Asset Chart

Lifestore Financial Group Annual Data
Trend Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.03 0.03 0.01 0.01

Lifestore Financial Group Semi-Annual Data
Jun97 Jun98 Jun99 Jun00 Jun01 Jun02 Jun03 Jun04 Jun05 Jun06 Jun07 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.03 0.03 0.01 0.01

LSFG vs CBAF, BAOB, CIZN: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Lifestore Financial Group's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifestore Financial Group Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Lifestore Financial Group's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Lifestore Financial Group's Debt-to-Asset falls into.


LSFG
59GF Score
Lifestore Financial Group Inc LSFG
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Lifestore Financial Group Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Lifestore Financial Group's Debt-to-Asset for the fiscal year that ended in Jun. 2025 is calculated as

Lifestore Financial Group's Debt-to-Asset for the quarter that ended in Jun. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.01 mean?
Lifestore Financial Group (LSFG) has a Debt-to-Asset of 0.01 as of Jun. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Lifestore Financial Group and its competitors.
Is Lifestore Financial Group's Debt-to-Asset too high?
Lifestore Financial Group's current Debt-to-Asset is 0.01. Overall, Lifestore Financial Group has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's Debt-to-Asset compare to CBAF and BAOB?
Lifestore Financial Group's Debt-to-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Lifestore Financial Group and its competitors. Lifestore Financial Group's current Debt-to-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.10, compared to a current price of $57.00 — trading 11.5% above its estimated fair value. The current Debt-to-Asset is 0.01. Lifestore Financial Group's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current Debt-to-Asset is 0.01 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestore Financial Group (LSFG) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued. The current stock price of $57.00 is trading 11.5% above its estimated GF Value™ of $51.10. GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.

Key valuation signals for LSFG:

  • Debt-to-Asset: 0.01
  • GF Value™: $51.10 vs. price of $57.00 (11.5% above fair value)
  • GF Score™: 59/100 with 1 warning sign

No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifestore Financial Group Business Description

Address 21 East Ashe Street, P.O. Box 26, West Jefferson, NC, USA, 28694
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
59GF Score

Get the complete analysis for LSFG

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.00
Price
$51.10
GF Value