LSFG (Lifestore Financial Group) 3-Year Dividend Growth Rate: 14.50% (As of Jun. 2025) — Near Median

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LSFG Lifestore Financial Group Inc LSFG
63 GF Score
Price $59.90
GF Value $51.24
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Lifestore Financial Group 3-Year Dividend Growth Rate?

Lifestore Financial Group LSFG 63 3-Year Dividend Growth Rate is 14.50% as of Jun. 2025, which is 8% below its 10-year median of 15.75. GuruFocus rates LSFG with a GF Score™ of 63/100 and a GF Value™ of $51.24 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 965 Banks companies, Lifestore Financial Group ranks better than 60.41% on this metric.

Lifestore Financial Group's Dividends per Share for the six months ended in Jun. 2025 was $0.60.

The historical rank and industry rank for Lifestore Financial Group's 3-Year Dividend Growth Rate or its related term are showing as below:

LSFG' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0   Med: 15.75   Max: 24.6
Current: 14.5

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Lifestore Financial Group was 24.60% per year. The lowest was 0.00% per year. And the median was 15.75% per year.

LSFG's 3-Year Dividend Growth Rate is ranked better than
60.41% of 965 companies
in the Banks industry
Industry Median: 10.1 vs LSFG: 14.50

During the past 12 months, Lifestore Financial Group's average Dividends Per Share Growth Rate was 9.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 14.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 18.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 15.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Lifestore Financial Group's Dividend Payout Ratio for the six months ended in Jun. 2025 was 0.11. As of today, Lifestore Financial Group's Dividend Yield % is 1.09%.

For more information regarding to dividend, please check our Dividend Page.


Lifestore Financial Group  (OTCPK:LSFG) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Lifestore Financial Group's Dividend Payout Ratio for the quarter that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2025 )/ EPS without NRI (Q: Jun. 2025 )
=0.6/ 5.4
=0.11

During the past 13 years, the highest Dividend Payout Ratio of Lifestore Financial Group was 0.32. The lowest was 0.04. And the median was 0.10.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Lifestore Financial Group Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.6500002025-09-302025-09-302025-10-16Cash DividendannuallyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Lifestore Financial Group's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.65/59.90
=1.09 %

Current Share Price is $59.90.
Lifestore Financial Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.65.

During the past 13 years, the highest Dividend Yield of Lifestore Financial Group was 1.44%. The lowest was 0.59%. And the median was 0.94%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Lifestore Financial Group 3-Year Dividend Growth Rate Related Terms>


LSFG vs CBAF, BAOB, CIZN: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Lifestore Financial Group's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lifestore Financial Group 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Lifestore Financial Group's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Lifestore Financial Group's 3-Year Dividend Growth Rate falls into.


LSFG
63GF Score
Lifestore Financial Group Inc LSFG
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lifestore Financial Group 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 14.50% mean?
Lifestore Financial Group (LSFG) has a 3-Year Dividend Growth Rate of 14.50% as of Jun. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Lifestore Financial Group and its competitors. This is near median its historical median of 15.75. According to the industry distribution chart, Lifestore Financial Group ranks #382 out of 965 companies in the Banks industry, placing it in the top 39.6%.
Is Lifestore Financial Group's 3-Year Dividend Growth Rate too high?
Lifestore Financial Group's current 3-Year Dividend Growth Rate of 14.50% is near median its 10-year median of 15.75. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Lifestore Financial Group's value of 14.50% is 43.6% above this industry median. Based on the distribution chart, Lifestore Financial Group ranks #382 out of 965 companies in the Banks industry, which is above the industry midpoint. Overall, Lifestore Financial Group has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's 3-Year Dividend Growth Rate compare to CBAF and BAOB?
According to the Banks industry distribution chart, Lifestore Financial Group ranks #382 out of 965 companies for 3-Year Dividend Growth Rate. This puts Lifestore Financial Group in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Lifestore Financial Group's value of 14.50% is 43.6% above this benchmark. While the company's 10-year median is 15.75 vs. the industry median of 10.10, Lifestore Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 965 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestore Financial Group's current 3-Year Dividend Growth Rate of 14.50% is 43.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Lifestore Financial Group and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestore Financial Group's current 3-Year Dividend Growth Rate is 14.50%, which is near median its own 10-year median of 15.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $51.24, compared to a current price of $59.90 — trading 16.9% above its estimated fair value. The current 3-Year Dividend Growth Rate is 14.50%, which is near median its 10-year median of 15.75 and 43.6% above the Banks industry median of 10.10. Lifestore Financial Group's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current 3-Year Dividend Growth Rate is 14.50% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lifestore Financial Group (LSFG) Overvalued in 2026?

Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued. The current stock price of $59.90 is trading 16.9% above its estimated GF Value™ of $51.24. GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.

Key valuation signals for LSFG:

  • 3-Year Dividend Growth Rate: 14.50% (near median its 10-year median of 15.75)
  • GF Value™: $51.24 vs. price of $59.90 (16.9% above fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 43.6% above the Banks median (#382 of 965)

No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lifestore Financial Group Business Description

Address 21 East Ashe Street, P.O. Box 26, West Jefferson, NC, USA, 28694
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
63GF Score

Get the complete analysis for LSFG

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.90
Price
$51.24
GF Value