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Lifestore Financial GroupLSFG 58 5-Year Yield-on-Cost % is 2.41 as of Jul. 14, 2026, which is 10% above its 10-year median of 2.20. GuruFocus rates LSFG with a GF Score™ of 58/100 and a GF Value™ of $50.97 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,257 Banks companies, Lifestore Financial Group ranks worse than 75.66% on this metric.
The historical rank and industry rank for Lifestore Financial Group's 5-Year Yield-on-Cost % or its related term are showing as below:
LSFG'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.38 Med: 2.2 Max: 3.36
Current: 2.41
During the past 13 years, Lifestore Financial Group's highest Yield on Cost was 3.36. The lowest was 1.38. And the median was 2.20.
LSFG's 5-Year Yield-on-Cost % is ranked worse than 75.66% of 1257
companies
in the Banks industry
Industry Median: 3.89
vs LSFG: 2.41
Lifestore Financial Group (OTCPK:LSFG) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Lifestore Financial Group 5-Year Yield-on-Cost % Related Terms
LSFG vs CLST, SMAL, ORBN: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Lifestore Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lifestore Financial Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Lifestore Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Lifestore Financial Group's 5-Year Yield-on-Cost % falls into.
Lifestore Financial Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Lifestore Financial Group (LSFG) has a 5-Year Yield-on-Cost % of 2.41 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Lifestore Financial Group and its competitors. This is 10% above median its historical median of 2.20. Over the past decade, Lifestore Financial Group's 5-Year Yield-on-Cost % has ranged from 1.38 to 3.36. According to the industry distribution chart, Lifestore Financial Group ranks #951 out of 1257 companies in the Banks industry, placing it in the top 75.7%.
Is Lifestore Financial Group's 5-Year Yield-on-Cost % too high?
Lifestore Financial Group's current 5-Year Yield-on-Cost % of 2.41 is 10% above median its 10-year median of 2.20. Over the past 10 years, this metric has ranged from a low of 1.38 to a high of 3.36. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Lifestore Financial Group's value of 2.41 is 38% below this industry median. Based on the distribution chart, Lifestore Financial Group ranks #951 out of 1257 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Lifestore Financial Group has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lifestore Financial Group's 5-Year Yield-on-Cost % compare to CLST and SMAL?
According to the Banks industry distribution chart, Lifestore Financial Group ranks #951 out of 1257 companies for 5-Year Yield-on-Cost %. This places Lifestore Financial Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Lifestore Financial Group's value of 2.41 is 38% below this benchmark. Historically, Lifestore Financial Group's own 5-Year Yield-on-Cost % has ranged from 1.38 to 3.36 over the past decade. While the company's 10-year median is 2.20 vs. the industry median of 3.89, Lifestore Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,257 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lifestore Financial Group's current 5-Year Yield-on-Cost % of 2.41 is 38% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Lifestore Financial Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lifestore Financial Group's current 5-Year Yield-on-Cost % is 2.41, which is 10% above median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lifestore Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Lifestore Financial Group (LSFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $50.97, compared to a current price of $63.00 — trading 23.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.41, which is 10% above median its 10-year median of 2.20 and 38% below the Banks industry median of 3.89. Lifestore Financial Group's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Lifestore Financial Group (LSFG), the current 5-Year Yield-on-Cost % is 2.41 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lifestore Financial Group (LSFG) Overvalued in 2026?
Based on GuruFocus' analysis, Lifestore Financial Group stock appears to be overvalued.
The current stock price of $63.00 is trading 23.6% above its estimated GF Value™ of $50.97.
GuruFocus considers Lifestore Financial Group to be Modestly Overvalued.
Key valuation signals for LSFG:
5-Year Yield-on-Cost %: 2.41 (10% above median its 10-year median of 2.20)
GF Value™: $50.97 vs. price of $63.00 (23.6% above fair value)
Industry Position: 38% below the Banks median (#951 of 1257)
No single metric tells the full story. See the LSFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lifestore Financial Group Inc through its subsidiaries, is engaged in providing banking and insurance services. The company offers full-service banking services designed to meet the needs of retail and commercial customers. It also acts as an independent insurance agency offering traditional property and casualty, life, and health insurance products. It operates in two business segments; Banking and Insurance.
58GF Score
Get the complete analysis for LSFG
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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