NICO Holdings's book value per share for the quarter that ended in Dec. 2025 was MWK287.34.
During the past 12 months, NICO Holdings's average Book Value Per Share Growth Rate was 95.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 83.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of NICO Holdings was 83.80% per year. The lowest was 83.80% per year. And the median was 83.80% per year.
NICO Holdings's current price is MWK1498.42. Its book value per share for the quarter that ended in Dec. 2025 was MWK287.34. Hence, today's PB Ratio of NICO Holdings is 5.21.
During the past 5 years, the highest P/B Ratio of NICO Holdings was 11.81. The lowest was 0.96. And the median was 3.17.
Good Sign:
NICO Holdings PLC stock PB Ratio (=5.51) is close to 1-year low of 5.51.
NICO Holdings (MSW:NICO) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
NICO Holdings Book Value per Share Related Terms
NICO Holdings Book Value per Share Historical Data
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The historical data trend for NICO Holdings's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NICO Holdings Book Value per Share Chart
NICO Holdings Annual Data
Trend
Dec20
Dec21
Dec22
Dec24
Dec25
Book Value per Share
0.00
46.26
62.78
147.37
287.34
NICO Holdings Semi-Annual Data
Dec20
Dec21
Dec22
Dec24
Dec25
Book Value per Share
0.00
46.26
62.78
147.37
287.34
MSW:NICO vs BRK.A, AIG, HIG: Book Value per Share Comparison
For the Insurance - Diversified subindustry, NICO Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NICO Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, NICO Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where NICO Holdings's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Book Value per Share of MWK287.34 mean?
NICO Holdings (MSW:NICO) has a Book Value per Share of MWK287.34 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on NICO Holdings and its competitors.
Is NICO Holdings' Book Value per Share too high?
NICO Holdings' current Book Value per Share is MWK287.34. Overall, NICO Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' Book Value per Share compare to BRK.A and AIG?
NICO Holdings' Book Value per Share of MWK287.34 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for an Insurance company?
A good Book Value per Share depends on the Insurance industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on NICO Holdings and its competitors. NICO Holdings's current Book Value per Share is MWK287.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK1,256.97, compared to a current price of MWK1,498.42 — trading 19.2% above its estimated fair value. The current Book Value per Share is MWK287.34. NICO Holdings' overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current Book Value per Share is MWK287.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NICO Holdings (MSW:NICO) Overvalued in 2026?
Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued.
The current stock price of MWK1,498.42 is trading 19.2% above its estimated GF Value™ of MWK1,256.97.
GuruFocus considers NICO Holdings to be Modestly Overvalued.
Key valuation signals for MSW:NICO:
Book Value per Share: MWK287.34
GF Value™: MWK1,256.97 vs. price of MWK1,498.42 (19.2% above fair value)
No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
77GF Score
Get the complete analysis for MSW:NICO
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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