NICO Holdings (MSW:NICO) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


MSW:NICO NICO Holdings PLC MSW:NICO
77 GF Score
Price MWK1,583.71
GF Value MWK1,254.47
Valuation Modestly Overvalued
! 3 Warning Signs
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What is NICO Holdings ROC (Joel Greenblatt) %?

NICO Holdings MSW:NICO -0.02% 77 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates MSW:NICO with a GF Score™ of 77/100 and a GF Value™ of MWK1,254.47 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 65 Insurance companies, NICO Holdings ranks worse than 1538460% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

MSW:NICO
77GF Score
NICO Holdings PLC MSW:NICO
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
NICO Holdings (MSW:NICO) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on NICO Holdings and its competitors. According to the industry distribution chart, NICO Holdings ranks #999999 out of 65 companies in the Insurance industry.
Is NICO Holdings' ROC (Joel Greenblatt) % too high?
NICO Holdings' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, NICO Holdings ranks #999999 out of 65 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NICO Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' ROC (Joel Greenblatt) % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NICO Holdings ranks #999999 out of 65 companies for ROC (Joel Greenblatt) %. This places NICO Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 79.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 79.14, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on NICO Holdings and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 79.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NICO Holdings's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK1,254.47, compared to a current price of MWK1,583.71 — trading 26.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. NICO Holdings' overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NICO Holdings (MSW:NICO) Overvalued in 2026?

Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued. The current stock price of MWK1,583.71 is trading 26.2% above its estimated GF Value™ of MWK1,254.47. GuruFocus considers NICO Holdings to be Modestly Overvalued.

Key valuation signals for MSW:NICO:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: MWK1,254.47 vs. price of MWK1,583.71 (26.2% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NICO Holdings Business Description

Address Chibisa House-19 Glyn Jones Road, PO Box 501, Blantyre, MWI
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
77GF Score

Get the complete analysis for MSW:NICO

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK1,583.71
Price
MWK1,254.47
GF Value