NICO HoldingsMSW:NICO -0.26%57 Shareholder Yield % is 2.26% as of Dec. 2025, which is 172% above its 10-year median of 0.83. GuruFocus rates MSW:NICO with a GF Score™ of 57/100 and a GF Value™ of MWK728.99 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 496 Insurance companies, NICO Holdings ranks worse than 52.82% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, NICO Holdings's Shareholder Yield % was 2.26%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
NICO Holdings Shareholder Yield % Related Terms
NICO Holdings Shareholder Yield % Historical Data
* Premium members only.
The historical data trend for NICO Holdings's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NICO Holdings Shareholder Yield % Chart
NICO Holdings Annual Data
Trend
Dec20
Dec21
Dec22
Dec24
Dec25
Shareholder Yield %
0.00
0.15
-6.90
2.86
1.50
NICO Holdings Semi-Annual Data
Dec20
Dec21
Dec22
Dec24
Dec25
Shareholder Yield %
0.00
0.15
-6.90
2.86
1.50
MSW:NICO vs BRK.A, AIG, HIG: Shareholder Yield % Comparison
For the Insurance - Diversified subindustry, NICO Holdings's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NICO Holdings Shareholder Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, NICO Holdings's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where NICO Holdings's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
NICO Holdings (MSW:NICO) has a Shareholder Yield % of 2.26% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on NICO Holdings and its competitors. This is 172% above median its historical median of 0.83. According to the industry distribution chart, NICO Holdings ranks #262 out of 496 companies in the Insurance industry, placing it in the top 52.8%.
Is NICO Holdings' Shareholder Yield % too high?
NICO Holdings' current Shareholder Yield % of 2.26% is 172% above median its 10-year median of 0.83. The Insurance industry median Shareholder Yield % is 2.70. NICO Holdings' value of 2.26% is 16.1% below this industry median. Based on the distribution chart, NICO Holdings ranks #262 out of 496 companies in the Insurance industry, which is below the industry midpoint. Overall, NICO Holdings has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' Shareholder Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NICO Holdings ranks #262 out of 496 companies for Shareholder Yield %. This places NICO Holdings in the lower half of its industry. The industry median Shareholder Yield % is 2.70. NICO Holdings' value of 2.26% is 16.1% below this benchmark. While the company's 10-year median is 0.83 vs. the industry median of 2.70, NICO Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for an Insurance company?
The median Shareholder Yield % among Insurance companies is 2.70, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NICO Holdings's current Shareholder Yield % of 2.26% is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on NICO Holdings and its competitors. For the Insurance industry, the median Shareholder Yield % is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NICO Holdings's current Shareholder Yield % is 2.26%, which is 172% above median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK728.99, compared to a current price of MWK1,593.97 — trading 118.7% above its estimated fair value. The current Shareholder Yield % is 2.26%, which is 172% above median its 10-year median of 0.83 and 16.1% below the Insurance industry median of 2.70. NICO Holdings' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current Shareholder Yield % is 2.26% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NICO Holdings (MSW:NICO) Overvalued in 2026?
Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued.
The current stock price of MWK1,593.97 is trading 118.7% above its estimated GF Value™ of MWK728.99.
GuruFocus considers NICO Holdings to be Significantly Overvalued.
Key valuation signals for MSW:NICO:
Shareholder Yield %: 2.26% (172% above median its 10-year median of 0.83)
GF Value™: MWK728.99 vs. price of MWK1,593.97 (118.7% above fair value)
Industry Position: 16.1% below the Insurance median (#262 of 496)
No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
57GF Score
Get the complete analysis for MSW:NICO
Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MSW:NICO has been successfully added to your 