The historical rank and industry rank for NICO Holdings's OCF Margin % or its related term are showing as below:
MSW:NICO'
s OCF Margin % Range Over the Past 10 Years
Min: -5.4 Med: 13.56 Max: 39.95
Current: -5.4
During the past 5 years, the highest OCF Margin % of NICO Holdings was 39.95%. The lowest was -5.40%. And the median was 13.56%.
MSW:NICO's OCF Margin % is ranked worse than 87.25% of 502
companies
in the Insurance industry
Industry Median: 10.855
vs MSW:NICO: -5.40
NICO Holdings OCF Margin % Related Terms
NICO Holdings OCF Margin % Historical Data
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The historical data trend for NICO Holdings's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NICO Holdings OCF Margin % Chart
NICO Holdings Annual Data
Trend
Dec20
Dec21
Dec22
Dec24
Dec25
OCF Margin %
39.95
39.35
0.51
13.56
-5.40
NICO Holdings Semi-Annual Data
Dec20
Dec21
Dec22
Dec24
Dec25
OCF Margin %
39.95
39.35
0.51
13.56
-5.40
MSW:NICO vs BRK.A, AIG, HIG: OCF Margin % Comparison
For the Insurance - Diversified subindustry, NICO Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NICO Holdings OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, NICO Holdings's OCF Margin % distribution charts can be found below:
* The bar in red indicates where NICO Holdings's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NICO Holdings (MSW:NICO) has a OCF Margin % of -5.40% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NICO Holdings and its competitors. According to the industry distribution chart, NICO Holdings ranks #438 out of 502 companies in the Insurance industry, placing it in the top 87.3%.
Is NICO Holdings' OCF Margin % too high?
NICO Holdings' current OCF Margin % is -5.40%. Based on the distribution chart, NICO Holdings ranks #438 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NICO Holdings has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' OCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NICO Holdings ranks #438 out of 502 companies for OCF Margin %. This places NICO Holdings in the lower half of its industry. The industry median OCF Margin % is 10.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on NICO Holdings and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NICO Holdings's current OCF Margin % is -5.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK728.26, compared to a current price of MWK1,600.16 — trading 119.7% above its estimated fair value. The current OCF Margin % is -5.40%. NICO Holdings' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current OCF Margin % is -5.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NICO Holdings (MSW:NICO) Overvalued in 2026?
Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued.
The current stock price of MWK1,600.16 is trading 119.7% above its estimated GF Value™ of MWK728.26.
GuruFocus considers NICO Holdings to be Significantly Overvalued.
Key valuation signals for MSW:NICO:
OCF Margin %: -5.40%
GF Value™: MWK728.26 vs. price of MWK1,600.16 (119.7% above fair value)
No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
57GF Score
Get the complete analysis for MSW:NICO
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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