NICO Holdings (MSW:NICO) Risk Assessment


MSW:NICO NICO Holdings PLC MSW:NICO
77 GF Score
Price MWK1,498.42
GF Value MWK1,257.59
Valuation Modestly Overvalued
! 3 Warning Signs
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What is NICO Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of NICO Holdings is: No Data: Cannot be evaluated.

NICO Holdings  (MSW:NICO) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

NICO Holdings Risk Assessment Related Terms

MSW:NICO vs BRK.A, AIG, HIG: Risk Assessment Comparison

For the Insurance - Diversified subindustry, NICO Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NICO Holdings Risk Assessment vs Insurance Industry

For the Insurance industry and Financial Services sector, NICO Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where NICO Holdings's Risk Assessment falls into.


MSW:NICO
77GF Score
NICO Holdings PLC MSW:NICO
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NICO Holdings (MSW:NICO) Overvalued in 2026?

Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued. The current stock price of MWK1,498.42 is trading 19.2% above its estimated GF Value™ of MWK1,257.59. GuruFocus considers NICO Holdings to be Modestly Overvalued.

Key valuation signals for MSW:NICO:

  • Risk Assessment:
  • GF Value™: MWK1,257.59 vs. price of MWK1,498.42 (19.2% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NICO Holdings Business Description

Address Chibisa House-19 Glyn Jones Road, PO Box 501, Blantyre, MWI
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
77GF Score

Get the complete analysis for MSW:NICO

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK1,498.42
Price
MWK1,257.59
GF Value