NICO Holdings (MSW:NICO) EBITDA Margin %: 0.00% (As of Dec. 2025)


MSW:NICO NICO Holdings PLC MSW:NICO
57 GF Score
Price MWK1,600.16
GF Value MWK728.26
Valuation Significantly Overvalued
! 2 Warning Signs
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What is NICO Holdings EBITDA Margin %?

NICO Holdings MSW:NICO -0.67% 57 EBITDA Margin % is 0.00% as of Dec. 2025. GuruFocus rates MSW:NICO with a GF Score™ of 57/100 and a GF Value™ of MWK728.26 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 371 Insurance companies, NICO Holdings ranks worse than 269541.51% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. NICO Holdings's EBITDA for the six months ended in Dec. 2025 was MWK0 Mil. NICO Holdings's Revenue for the six months ended in Dec. 2025 was MWK880,854 Mil. Therefore, NICO Holdings's EBITDA margin for the quarter that ended in Dec. 2025 was 0.00%.


NICO Holdings  (MSW:NICO) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


NICO Holdings EBITDA Margin % Related Terms


NICO Holdings EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for NICO Holdings's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NICO Holdings EBITDA Margin % Chart

NICO Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec24 Dec25
EBITDA Margin %
27.27 28.81 36.18 0.00 0.00

NICO Holdings Semi-Annual Data
Dec20 Dec21 Dec22 Dec24 Dec25
EBITDA Margin % 27.27 28.81 36.18 0.00 0.00

MSW:NICO vs BRK.A, AIG, HIG: EBITDA Margin % Comparison

For the Insurance - Diversified subindustry, NICO Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NICO Holdings EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, NICO Holdings's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where NICO Holdings's EBITDA Margin % falls into.


MSW:NICO
57GF Score
NICO Holdings PLC MSW:NICO
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NICO Holdings EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

NICO Holdings's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0/880854
=0.00 %

NICO Holdings's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/880854
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 0.00% mean?
NICO Holdings (MSW:NICO) has a EBITDA Margin % of 0.00% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on NICO Holdings and its competitors. Over the past decade, NICO Holdings' EBITDA Margin % has ranged from 27.27 to 36.18. According to the industry distribution chart, NICO Holdings ranks #999999 out of 371 companies in the Insurance industry.
Is NICO Holdings' EBITDA Margin % too high?
NICO Holdings' current EBITDA Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 27.27 to a high of 36.18. Based on the distribution chart, NICO Holdings ranks #999999 out of 371 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NICO Holdings has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NICO Holdings ranks #999999 out of 371 companies for EBITDA Margin %. This places NICO Holdings in the lower half of its industry. The industry median EBITDA Margin % is 14.91. Historically, NICO Holdings' own EBITDA Margin % has ranged from 27.27 to 36.18 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.91, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on NICO Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NICO Holdings's current EBITDA Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK728.26, compared to a current price of MWK1,600.16 — trading 119.7% above its estimated fair value. The current EBITDA Margin % is 0.00%. NICO Holdings' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current EBITDA Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NICO Holdings (MSW:NICO) Overvalued in 2026?

Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued. The current stock price of MWK1,600.16 is trading 119.7% above its estimated GF Value™ of MWK728.26. GuruFocus considers NICO Holdings to be Significantly Overvalued.

Key valuation signals for MSW:NICO:

  • EBITDA Margin %: 0.00%
  • GF Value™: MWK728.26 vs. price of MWK1,600.16 (119.7% above fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NICO Holdings Business Description

Address Chibisa House-19 Glyn Jones Road, PO Box 501, Blantyre, MWI
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
57GF Score

Get the complete analysis for MSW:NICO

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK1,600.16
Price
MWK728.26
GF Value