NICO Holdings (MSW:NICO) Total Premiums Earned: MWK132,072 Mil (As of Dec. 2025)

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MSW:NICO NICO Holdings PLC MSW:NICO
79 GF Score
Price MWK1,344.91
GF Value MWK1,274.42
Valuation Fairly Valued
! 2 Warning Signs
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What is NICO Holdings Total Premiums Earned?

NICO Holdings MSW:NICO 79 Total Premiums Earned is MWK132,072 Mil as of Dec. 2025. GuruFocus rates MSW:NICO with a GF Score™ of 79/100 and a GF Value™ of MWK1,274.42 (Fairly Valued). The stock has 2 warning signs investors should review.

Total premiums earned is the portion of the premium that insurance companies earned by providing insurances for the time period that has already passed. NICO Holdings's total premiums earned for the six months ended in Dec. 2025 was MWK132,072 Mil. Its total premiums earned for the trailing twelve months (TTM) ended in Dec. 2025 was MWK132,072 Mil.

NICO Holdings's quarterly total premiums earned increased from Dec. 2022 (MWK88,672 Mil) to Dec. 2024 (MWK117,487 Mil) and increased from Dec. 2024 (MWK117,487 Mil) to Dec. 2025 (MWK132,072 Mil).

NICO Holdings's annual total premiums earned increased from Dec. 2022 (MWK88,672 Mil) to Dec. 2024 (MWK117,487 Mil) and increased from Dec. 2024 (MWK117,487 Mil) to Dec. 2025 (MWK132,072 Mil).


NICO Holdings Total Premiums Earned Historical Data

* Premium members only.

The historical data trend for NICO Holdings's Total Premiums Earned can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NICO Holdings Total Premiums Earned Chart

NICO Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec24 Dec25
Total Premiums Earned
67,821.51 70,237.69 88,672.17 117,486.65 132,071.53

NICO Holdings Semi-Annual Data
Dec20 Dec21 Dec22 Dec24 Dec25
Total Premiums Earned 67,821.51 70,237.69 88,672.17 117,486.65 132,071.53
MSW:NICO
79GF Score
NICO Holdings PLC MSW:NICO
Total Premiums Earned is just one metric. See GF Score™, valuation, warning signs, and more.
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NICO Holdings Total Premiums Earned Calculation

The portion of the premium that insurance companies earned by providing insurances for the time period that has already passed.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Premiums Earned for the trailing twelve months (TTM) ended in Dec. 2025 was MWK132,072 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Premiums Earned →
What does a Total Premiums Earned of MWK132,072 Mil mean?
NICO Holdings (MSW:NICO) has a Total Premiums Earned of MWK132,072 Mil as of Dec. 2025. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on NICO Holdings and its competitors.
Is NICO Holdings' Total Premiums Earned too high?
NICO Holdings' current Total Premiums Earned is MWK132,072 Mil. Overall, NICO Holdings has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' Total Premiums Earned compare to BRK.A and AIG?
NICO Holdings' Total Premiums Earned of MWK132,072 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Premiums Earned for an Insurance company?
A good Total Premiums Earned depends on the Insurance industry context. However, Total Premiums Earned should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Premiums Earned mean?
A high Total Premiums Earned can signal that a stock is expensive relative to its fundamentals. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on NICO Holdings and its competitors. NICO Holdings's current Total Premiums Earned is MWK132,072 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Fairly Valued. The stock's GF Value™ is MWK1,274.42, compared to a current price of MWK1,344.91 — trading 5.5% above its estimated fair value. The current Total Premiums Earned is MWK132,072 Mil. NICO Holdings' overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Premiums Earned calculated?
Total Premiums Earned is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current Total Premiums Earned is MWK132,072 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NICO Holdings (MSW:NICO) Overvalued in 2026?

Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued. The current stock price of MWK1,344.91 is trading 5.5% above its estimated GF Value™ of MWK1,274.42. GuruFocus considers NICO Holdings to be Fairly Valued.

Key valuation signals for MSW:NICO:

  • Total Premiums Earned: MWK132,072 Mil
  • GF Value™: MWK1,274.42 vs. price of MWK1,344.91 (5.5% above fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NICO Holdings Business Description

Address Chibisa House-19 Glyn Jones Road, PO Box 501, Blantyre, MWI
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
79GF Score

Get the complete analysis for MSW:NICO

Total Premiums Earned is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK1,344.91
Price
MWK1,274.42
GF Value