NICO Holdings (MSW:NICO) Unearned Premiums: MWK0 Mil (As of Dec. 2025)

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MSW:NICO NICO Holdings PLC MSW:NICO
79 GF Score
Price MWK1,344.80
GF Value MWK1,277.54
Valuation Fairly Valued
! 2 Warning Signs
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What is NICO Holdings Unearned Premiums?

NICO Holdings MSW:NICO -0.01% 79 Unearned Premiums is MWK0 Mil as of Dec. 2025. GuruFocus rates MSW:NICO with a GF Score™ of 79/100 and a GF Value™ of MWK1,277.54 (Fairly Valued). The stock has 2 warning signs investors should review.

NICO Holdings's quarterly unearned premiums declined from Dec. 2022 (MWK15,078 Mil) to Dec. 2024 (MWK0 Mil) but then stayed the same from Dec. 2024 (MWK0 Mil) to Dec. 2025 (MWK0 Mil).

NICO Holdings's annual unearned premiums declined from Dec. 2022 (MWK15,078 Mil) to Dec. 2024 (MWK0 Mil) but then stayed the same from Dec. 2024 (MWK0 Mil) to Dec. 2025 (MWK0 Mil).

NICO Holdings Unearned Premiums Historical Data

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The historical data trend for NICO Holdings's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NICO Holdings Unearned Premiums Chart

NICO Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec24 Dec25
Unearned Premiums
0.00 14,483.05 15,078.22 0.00 0.00

NICO Holdings Semi-Annual Data
Dec20 Dec21 Dec22 Dec24 Dec25
Unearned Premiums 0.00 14,483.05 15,078.22 0.00 0.00
MSW:NICO
79GF Score
NICO Holdings PLC MSW:NICO
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
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NICO Holdings Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of MWK0 Mil mean?
NICO Holdings (MSW:NICO) has a Unearned Premiums of MWK0 Mil as of Dec. 2025. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for NICO Holdings and its competitors.
Is NICO Holdings' Unearned Premiums too high?
NICO Holdings' current Unearned Premiums is MWK0 Mil. Overall, NICO Holdings has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' Unearned Premiums compare to BRK.A and AIG?
NICO Holdings' Unearned Premiums of MWK0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for NICO Holdings and its competitors. NICO Holdings's current Unearned Premiums is MWK0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Fairly Valued. The stock's GF Value™ is MWK1,277.54, compared to a current price of MWK1,344.80 — trading 5.3% above its estimated fair value. The current Unearned Premiums is MWK0 Mil. NICO Holdings' overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current Unearned Premiums is MWK0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NICO Holdings (MSW:NICO) Overvalued in 2026?

Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued. The current stock price of MWK1,344.80 is trading 5.3% above its estimated GF Value™ of MWK1,277.54. GuruFocus considers NICO Holdings to be Fairly Valued.

Key valuation signals for MSW:NICO:

  • Unearned Premiums: MWK0 Mil
  • GF Value™: MWK1,277.54 vs. price of MWK1,344.80 (5.3% above fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NICO Holdings Business Description

Address Chibisa House-19 Glyn Jones Road, PO Box 501, Blantyre, MWI
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
79GF Score

Get the complete analysis for MSW:NICO

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK1,344.80
Price
MWK1,277.54
GF Value