NICO Holdings (MSW:NICO) Total Debt per Share: MWK121.40 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MSW:NICO NICO Holdings PLC MSW:NICO
77 GF Score
Price MWK1,350.00
GF Value MWK1,267.57
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is NICO Holdings Total Debt per Share?

NICO Holdings MSW:NICO -9.41% 77 Total Debt per Share is MWK121.40 as of Dec. 2025. GuruFocus rates MSW:NICO with a GF Score™ of 77/100 and a GF Value™ of MWK1,267.57 (Fairly Valued). The stock has 2 warning signs investors should review.

MWK121.40 (As of Dec. 2025)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. NICO Holdings's Total Debt Per Share for the quarter that ended in Dec. 2025 was MWK121.40.

NICO Holdings Total Debt per Share Historical Data

* Premium members only.

The historical data trend for NICO Holdings's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NICO Holdings Total Debt per Share Chart

NICO Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec24 Dec25
Total Debt per Share
0.00 24.05 28.79 133.13 121.40

NICO Holdings Semi-Annual Data
Dec20 Dec21 Dec22 Dec24 Dec25
Total Debt per Share 0.00 24.05 28.79 133.13 121.40
MSW:NICO
77GF Score
NICO Holdings PLC MSW:NICO
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NICO Holdings Total Debt per Share Calculation

NICO Holdings's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(125,584+1,035)/1,043
=121.39

NICO Holdings's Total Debt Per Share for the quarter that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(125,584+1,035)/1,043
=121.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of MWK121.40 mean?
NICO Holdings (MSW:NICO) has a Total Debt per Share of MWK121.40 as of Dec. 2025. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on NICO Holdings and its competitors.
Is NICO Holdings' Total Debt per Share too high?
NICO Holdings' current Total Debt per Share is MWK121.40. Overall, NICO Holdings has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' Total Debt per Share compare to BRK.A and AIG?
NICO Holdings' Total Debt per Share of MWK121.40 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for an Insurance company?
A good Total Debt per Share depends on the Insurance industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on NICO Holdings and its competitors. NICO Holdings's current Total Debt per Share is MWK121.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Fairly Valued. The stock's GF Value™ is MWK1,267.57, compared to a current price of MWK1,350.00 — trading 6.5% above its estimated fair value. The current Total Debt per Share is MWK121.40. NICO Holdings' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current Total Debt per Share is MWK121.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NICO Holdings (MSW:NICO) Overvalued in 2026?

Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued. The current stock price of MWK1,350.00 is trading 6.5% above its estimated GF Value™ of MWK1,267.57. GuruFocus considers NICO Holdings to be Fairly Valued.

Key valuation signals for MSW:NICO:

  • Total Debt per Share: MWK121.40
  • GF Value™: MWK1,267.57 vs. price of MWK1,350.00 (6.5% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NICO Holdings Business Description

Address Chibisa House-19 Glyn Jones Road, PO Box 501, Blantyre, MWI
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
77GF Score

Get the complete analysis for MSW:NICO

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK1,350.00
Price
MWK1,267.57
GF Value