NICO Holdings (MSW:NICO) Long-Term Debt: MWK119,671 Mil (As of Dec. 2025)


MSW:NICO NICO Holdings PLC MSW:NICO
77 GF Score
Price MWK1,583.71
GF Value MWK1,253.23
Valuation Modestly Overvalued
! 3 Warning Signs
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What is NICO Holdings Long-Term Debt?

NICO Holdings MSW:NICO -0.02% 77 Long-Term Debt is MWK119,671 Mil as of Dec. 2025. GuruFocus rates MSW:NICO with a GF Score™ of 77/100 and a GF Value™ of MWK1,253.23 (Modestly Overvalued). The stock has 3 warning signs investors should review.

NICO Holdings's Long-Term Debt for the quarter that ended in Dec. 2025 was MWK119,671 Mil.

NICO Holdings's quarterly Long-Term Debt increased from Dec. 2022 (MWK23,794 Mil) to Dec. 2024 (MWK130,956 Mil) but then declined from Dec. 2024 (MWK130,956 Mil) to Dec. 2025 (MWK119,671 Mil).

NICO Holdings's annual Long-Term Debt increased from Dec. 2022 (MWK23,794 Mil) to Dec. 2024 (MWK130,956 Mil) but then declined from Dec. 2024 (MWK130,956 Mil) to Dec. 2025 (MWK119,671 Mil).

NICO Holdings  (MSW:NICO) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

NICO Holdings Long-Term Debt Related Terms

NICO Holdings Long-Term Debt Historical Data

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The historical data trend for NICO Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NICO Holdings Long-Term Debt Chart

NICO Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec24 Dec25
Long-Term Debt
0.00 16,516.52 23,794.49 130,956.42 119,671.16

NICO Holdings Semi-Annual Data
Dec20 Dec21 Dec22 Dec24 Dec25
Long-Term Debt 0.00 16,516.52 23,794.49 130,956.42 119,671.16
MSW:NICO
77GF Score
NICO Holdings PLC MSW:NICO
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of MWK119,671 Mil mean?
NICO Holdings (MSW:NICO) has a Long-Term Debt of MWK119,671 Mil as of Dec. 2025.
Is NICO Holdings' Long-Term Debt too high?
NICO Holdings' current Long-Term Debt is MWK119,671 Mil. Overall, NICO Holdings has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' Long-Term Debt compare to BRK.A and AIG?
NICO Holdings' Long-Term Debt of MWK119,671 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. NICO Holdings's current Long-Term Debt is MWK119,671 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Modestly Overvalued. The stock's GF Value™ is MWK1,253.23, compared to a current price of MWK1,583.71 — trading 26.4% above its estimated fair value. The current Long-Term Debt is MWK119,671 Mil. NICO Holdings' overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current Long-Term Debt is MWK119,671 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NICO Holdings (MSW:NICO) Overvalued in 2026?

Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued. The current stock price of MWK1,583.71 is trading 26.4% above its estimated GF Value™ of MWK1,253.23. GuruFocus considers NICO Holdings to be Modestly Overvalued.

Key valuation signals for MSW:NICO:

  • Long-Term Debt: MWK119,671 Mil
  • GF Value™: MWK1,253.23 vs. price of MWK1,583.71 (26.4% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NICO Holdings Business Description

Address Chibisa House-19 Glyn Jones Road, PO Box 501, Blantyre, MWI
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
77GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK1,583.71
Price
MWK1,253.23
GF Value