NICO Holdings (MSW:NICO) Interest Expense: MWK-9,879 Mil (TTM As of Dec. 2025)


MSW:NICO NICO Holdings PLC MSW:NICO
57 GF Score
Price MWK1,591.15
GF Value MWK730.81
Valuation Significantly Overvalued
! 2 Warning Signs
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What is NICO Holdings Interest Expense?

NICO Holdings MSW:NICO 57 Interest Expense is MWK-9,879 Mil as of Dec. 2025. GuruFocus rates MSW:NICO with a GF Score™ of 57/100 and a GF Value™ of MWK730.81 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. NICO Holdings's interest expense for the six months ended in Dec. 2025 was MWK -9,879 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was MWK-9,879 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. NICO Holdings's Operating Income for the six months ended in Dec. 2025 was MWK 0 Mil. NICO Holdings's Interest Expense for the six months ended in Dec. 2025 was MWK -9,879 Mil. NICO Holdings did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


NICO Holdings  (MSW:NICO) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NICO Holdings's Interest Expense for the six months ended in Dec. 2025 was MWK-9,879 Mil. Its EBIT for the six months ended in Dec. 2025 was MWK0 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was MWK55,026 Mil.

NICO Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


NICO Holdings Interest Expense Historical Data

* Premium members only.

The historical data trend for NICO Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NICO Holdings Interest Expense Chart

NICO Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec24 Dec25
Interest Expense
-14,755.75 -27,956.60 -40,724.67 -17,288.00 -9,879.00

NICO Holdings Semi-Annual Data
Dec20 Dec21 Dec22 Dec24 Dec25
Interest Expense -14,755.75 -27,956.60 -40,724.67 -17,288.00 -9,879.00
MSW:NICO
57GF Score
NICO Holdings PLC MSW:NICO
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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NICO Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was MWK-9,879 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of MWK-9,879 Mil mean?
NICO Holdings (MSW:NICO) has a Interest Expense of MWK-9,879 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on NICO Holdings and its competitors.
Is NICO Holdings' Interest Expense too high?
NICO Holdings' current Interest Expense is MWK-9,879 Mil. Overall, NICO Holdings has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' Interest Expense compare to BRK.A and AIG?
NICO Holdings' Interest Expense of MWK-9,879 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on NICO Holdings and its competitors. NICO Holdings's current Interest Expense is MWK-9,879 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK730.81, compared to a current price of MWK1,591.15 — trading 117.7% above its estimated fair value. The current Interest Expense is MWK-9,879 Mil. NICO Holdings' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current Interest Expense is MWK-9,879 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NICO Holdings (MSW:NICO) Overvalued in 2026?

Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued. The current stock price of MWK1,591.15 is trading 117.7% above its estimated GF Value™ of MWK730.81. GuruFocus considers NICO Holdings to be Significantly Overvalued.

Key valuation signals for MSW:NICO:

  • Interest Expense: MWK-9,879 Mil
  • GF Value™: MWK730.81 vs. price of MWK1,591.15 (117.7% above fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NICO Holdings Business Description

Address Chibisa House-19 Glyn Jones Road, PO Box 501, Blantyre, MWI
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
57GF Score

Get the complete analysis for MSW:NICO

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK1,591.15
Price
MWK730.81
GF Value