NICO Holdings (MSW:NICO) Net Interest Income: MWK Mil (TTM As of Dec. 2025)

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MSW:NICO NICO Holdings PLC MSW:NICO
61 GF Score
Price MWK1,339.47
GF Value MWK666.71
Valuation Significantly Overvalued
! 3 Warning Signs
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What is NICO Holdings Net Interest Income?

NICO Holdings MSW:NICO -0.11% 61 Net Interest Income is MWK Mil as of Dec. 2025. GuruFocus rates MSW:NICO with a GF Score™ of 61/100 and a GF Value™ of MWK666.71 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. NICO Holdings's net interest income for the six months ended in Dec. 2025 was MWK Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was MWK Mil.

NICO Holdings Net Interest Income Related Terms

NICO Holdings Net Interest Income Historical Data

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The historical data trend for NICO Holdings's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NICO Holdings Net Interest Income Chart

NICO Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
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NICO Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
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MSW:NICO
61GF Score
NICO Holdings PLC MSW:NICO
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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NICO Holdings Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was MWK Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of MWK Mil mean?
NICO Holdings (MSW:NICO) has a Net Interest Income of MWK Mil as of Dec. 2025.
Is NICO Holdings' Net Interest Income too high?
NICO Holdings' current Net Interest Income is MWK Mil. Overall, NICO Holdings has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NICO Holdings' Net Interest Income compare to BRK.A and AIG?
NICO Holdings' Net Interest Income of MWK Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for an Insurance company?
A good Net Interest Income depends on the Insurance industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. NICO Holdings's current Net Interest Income is MWK Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NICO Holdings stock overvalued right now?
Based on GuruFocus' analysis, NICO Holdings (MSW:NICO) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK666.71, compared to a current price of MWK1,339.47 — trading 100.9% above its estimated fair value. The current Net Interest Income is MWK Mil. NICO Holdings' overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For NICO Holdings (MSW:NICO), the current Net Interest Income is MWK Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NICO Holdings (MSW:NICO) Overvalued in 2026?

Based on GuruFocus' analysis, NICO Holdings stock appears to be overvalued. The current stock price of MWK1,339.47 is trading 100.9% above its estimated GF Value™ of MWK666.71. GuruFocus considers NICO Holdings to be Significantly Overvalued.

Key valuation signals for MSW:NICO:

  • Net Interest Income: MWK Mil
  • GF Value™: MWK666.71 vs. price of MWK1,339.47 (100.9% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the MSW:NICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NICO Holdings Business Description

Address Chibisa House-19 Glyn Jones Road, PO Box 501, Blantyre, MWI
NICO Holdings PLC is a Malawi-based financial service company that operates in diversified business. Its segments include Life Insurance and Pension, General Insurance business, Banking business, Investment Holding, Asset Management, and Information Technology. Its general insurance segment offers personal and commercial insurance covering motor vehicle, building, road construction, liability, engineering, professional indemnity, marine hull & cargo, fire, and personal accidents throughout Malawi, Zambia, Tanzania, and Uganda. In contrast, life insurance and pension products including Endowment Assurance are offered in Malawi and Mozambique. The majority of the revenue is earned from the Insurance sector. while its Asset Management and Banking segments only operate in Malawi.
61GF Score

Get the complete analysis for MSW:NICO

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MWK1,339.47
Price
MWK666.71
GF Value