Makati Finance's book value per share for the quarter that ended in Mar. 2026 was ₱1.94.
During the past 12 months, Makati Finance's average Book Value Per Share Growth Rate was -9.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 2.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Makati Finance was 19.00% per year. The lowest was 1.60% per year. And the median was 4.50% per year.
Makati Finance's current price is ₱2.36. Its book value per share for the quarter that ended in Mar. 2026 was ₱1.94. Hence, today's PB Ratio of Makati Finance is 1.22.
During the past 13 years, the highest P/B Ratio of Makati Finance was 1.95. The lowest was 0.63. And the median was 1.15.
Warning Sign:
Makati Finance Corp stock PB Ratio (=1.22) is close to 3-year high of 1.23.
Makati Finance (PHS:MFIN) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Makati Finance Book Value per Share Related Terms
Makati Finance Book Value per Share Historical Data
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The historical data trend for Makati Finance's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:MFIN vs V, MA, AXP: Book Value per Share Comparison
For the Credit Services subindustry, Makati Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Makati Finance PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Makati Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Makati Finance's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Makati Finance (PHS:MFIN) has a Book Value per Share of ₱1.94 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Makati Finance and its competitors.
Is Makati Finance's Book Value per Share too high?
Makati Finance's current Book Value per Share is ₱1.94. Overall, Makati Finance has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's Book Value per Share compare to V and MA?
Makati Finance's Book Value per Share of ₱1.94 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Credit Services company?
A good Book Value per Share depends on the Credit Services industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Makati Finance and its competitors. Makati Finance's current Book Value per Share is ₱1.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.65, compared to a current price of ₱2.36 — trading 43% above its estimated fair value. The current Book Value per Share is ₱1.94. Makati Finance's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current Book Value per Share is ₱1.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Makati Finance (PHS:MFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued.
The current stock price of ₱2.36 is trading 43% above its estimated GF Value™ of ₱1.65.
GuruFocus considers Makati Finance to be Significantly Overvalued.
Key valuation signals for PHS:MFIN:
Book Value per Share: ₱1.94
GF Value™: ₱1.65 vs. price of ₱2.36 (43% above fair value)
No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
51GF Score
Get the complete analysis for PHS:MFIN
Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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