Makati FinancePHS:MFIN 49 EV-to-EBIT is 528.48 as of Jul. 11, 2026. GuruFocus rates PHS:MFIN with a GF Score™ of 49/100 and a GF Value™ of ₱1.66 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 312 Credit Services companies, Makati Finance ranks worse than 97.44% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Makati Finance's Enterprise Value for the quarter that ended in Mar. 2026 was ₱889.4 Mil.
Makati Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱2.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Makati Finance EV-to-EBIT Related Terms
Makati Finance EV-to-EBIT Historical Data
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The historical data trend for Makati Finance's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Makati Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Makati Finance EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Makati Finance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Makati Finance's EV-to-EBIT falls into.
Makati Finance's current Enterprise Value is ₱1,038.5 Mil.
Makati Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱2.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Makati Finance (PHS:MFIN) has a EV-to-EBIT of 528.48 as of Jul. 11, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Makati Finance and its competitors. According to the industry distribution chart, Makati Finance ranks #304 out of 312 companies in the Credit Services industry, placing it in the top 97.4%.
Is Makati Finance's EV-to-EBIT too high?
Makati Finance's current EV-to-EBIT is 528.48. The Credit Services industry median EV-to-EBIT is 23.53. Makati Finance's value of 528.48 is 2146% above this industry median. Based on the distribution chart, Makati Finance ranks #304 out of 312 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Makati Finance has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Makati Finance ranks #304 out of 312 companies for EV-to-EBIT. This places Makati Finance in the lower half of its industry. The industry median EV-to-EBIT is 23.53. Makati Finance's value of 528.48 is 2146% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 23.53, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Makati Finance's current EV-to-EBIT of 528.48 is 2146% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Makati Finance and its competitors. For the Credit Services industry, the median EV-to-EBIT is 23.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Makati Finance's current EV-to-EBIT is 528.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.66, compared to a current price of ₱2.36 — trading 42.2% above its estimated fair value. The current EV-to-EBIT is 528.48 and 2146% above the Credit Services industry median of 23.53. Makati Finance's overall GF Score™ is 49/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current EV-to-EBIT is 528.48 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Makati Finance (PHS:MFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued.
The current stock price of ₱2.36 is trading 42.2% above its estimated GF Value™ of ₱1.66.
GuruFocus considers Makati Finance to be Significantly Overvalued.
Key valuation signals for PHS:MFIN:
EV-to-EBIT: 528.48
GF Value™: ₱1.66 vs. price of ₱2.36 (42.2% above fair value)
Industry Position: 2146% above the Credit Services median (#304 of 312)
No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
49GF Score
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