Makati FinancePHS:MFIN 49 3-1 Month Momentum % is 5.49% as of Jul. 12, 2026. GuruFocus rates PHS:MFIN with a GF Score™ of 49/100 and a GF Value™ of ₱1.66 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 560 Credit Services companies, Makati Finance ranks better than 68.75% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-12), Makati Finance's 3-1 Month Momentum % is 5.49%.
The industry rank for Makati Finance's 3-1 Month Momentum % or its related term are showing as below:
PHS:MFIN's 3-1 Month Momentum % is ranked better than 68.75% of 560
companies
in the Credit Services industry
Industry Median: -2.21
vs PHS:MFIN: 5.49
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Makati Finance 3-1 Month Momentum % Related Terms
PHS:MFIN vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Makati Finance's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Makati Finance 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Makati Finance's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Makati Finance's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Makati Finance (PHS:MFIN) has a 3-1 Month Momentum % of 5.49% as of Jul. 12, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Makati Finance and its competitors. According to the industry distribution chart, Makati Finance ranks #175 out of 560 companies in the Credit Services industry, placing it in the top 31.2%.
Is Makati Finance's 3-1 Month Momentum % too high?
Makati Finance's current 3-1 Month Momentum % is 5.49%. Based on the distribution chart, Makati Finance ranks #175 out of 560 companies in the Credit Services industry, which is above the industry midpoint. Overall, Makati Finance has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, Makati Finance ranks #175 out of 560 companies for 3-1 Month Momentum %. This puts Makati Finance in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Makati Finance and its competitors. Makati Finance's current 3-1 Month Momentum % is 5.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.66, compared to a current price of ₱2.36 — trading 42.2% above its estimated fair value. The current 3-1 Month Momentum % is 5.49%. Makati Finance's overall GF Score™ is 49/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current 3-1 Month Momentum % is 5.49% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Makati Finance (PHS:MFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued.
The current stock price of ₱2.36 is trading 42.2% above its estimated GF Value™ of ₱1.66.
GuruFocus considers Makati Finance to be Significantly Overvalued.
Key valuation signals for PHS:MFIN:
3-1 Month Momentum %: 5.49%
GF Value™: ₱1.66 vs. price of ₱2.36 (42.2% above fair value)
No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
49GF Score
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