Makati Finance (PHS:MFIN) Short-Term Debt: ₱392.4 Mil (As of Mar. 2026)


PHS:MFIN Makati Finance Corp PHS:MFIN
51 GF Score
Price ₱2.36
GF Value ₱1.65
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Makati Finance Short-Term Debt?

Makati Finance PHS:MFIN 51 Short-Term Debt is ₱392.4 Mil as of Mar. 2026. GuruFocus rates PHS:MFIN with a GF Score™ of 51/100 and a GF Value™ of ₱1.65 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Makati Finance's Short-Term Debt for the quarter that ended in Mar. 2026 was ₱392.4 Mil.

Makati Finance's quarterly Short-Term Debt declined from Sep. 2025 (₱418.8 Mil) to Dec. 2025 (₱395.1 Mil) and declined from Dec. 2025 (₱395.1 Mil) to Mar. 2026 (₱392.4 Mil).

Makati Finance's annual Short-Term Debt increased from Dec. 2023 (₱484.7 Mil) to Dec. 2024 (₱510.3 Mil) but then declined from Dec. 2024 (₱510.3 Mil) to Dec. 2025 (₱395.1 Mil).

Makati Finance Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Makati Finance Short-Term Debt Related Terms

Makati Finance Short-Term Debt Historical Data

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The historical data trend for Makati Finance's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Makati Finance Short-Term Debt Chart

Makati Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 522.65 419.50 484.65 510.32 395.08

Makati Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 514.47 496.79 418.79 395.08 392.44
PHS:MFIN
51GF Score
Makati Finance Corp PHS:MFIN
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of ₱392.4 Mil mean?
Makati Finance (PHS:MFIN) has a Short-Term Debt of ₱392.4 Mil as of Mar. 2026.
Is Makati Finance's Short-Term Debt too high?
Makati Finance's current Short-Term Debt is ₱392.4 Mil. Overall, Makati Finance has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's Short-Term Debt compare to V and MA?
Makati Finance's Short-Term Debt of ₱392.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Credit Services company?
A good Short-Term Debt depends on the Credit Services industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Makati Finance's current Short-Term Debt is ₱392.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.65, compared to a current price of ₱2.36 — trading 43% above its estimated fair value. The current Short-Term Debt is ₱392.4 Mil. Makati Finance's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current Short-Term Debt is ₱392.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Makati Finance (PHS:MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued. The current stock price of ₱2.36 is trading 43% above its estimated GF Value™ of ₱1.65. GuruFocus considers Makati Finance to be Significantly Overvalued.

Key valuation signals for PHS:MFIN:

  • Short-Term Debt: ₱392.4 Mil
  • GF Value™: ₱1.65 vs. price of ₱2.36 (43% above fair value)
  • GF Score™: 51/100 with 9 warning signs

No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Makati Finance Business Description

Address 2301 Chino Roces Avenue, 3rd Floor Mazda Makati Building, Barangay Magallanes, Makati City, PHL, 1231
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
51GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.36
Price
₱1.65
GF Value