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Makati FinancePHS:MFIN +8.64%53 Days Sales Outstanding is 1,073.97 as of Mar. 2026, which is 44% below its 10-year median of 1,902.84. GuruFocus rates PHS:MFIN with a GF Score™ of 53/100 and a GF Value™ of ₱1.66 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 296 Credit Services companies, Makati Finance ranks worse than 89.53% on this metric.
Makati Finance's average Accounts Receivable for the
three
months ended in Mar. 2026 was ₱486.2 Mil. Makati Finance's Revenue for the
three
months ended in Mar. 2026 was ₱41.3 Mil.
Hence, Makati Finance's Days Sales Outstanding for the
three
months ended in Mar. 2026 was 1,073.97.
The historical rank and industry rank for Makati Finance's Days Sales Outstanding or its related term are showing as below:
PHS:MFIN'
s Days Sales Outstanding Range Over the Past 10 Years
Min: 947.02 Med: 1902.84 Max: 2541.84
Current: 1206.68
During the past 13 years, Makati Finance's highest Days Sales Outstanding was 2541.84. The lowest was 947.02. And the median was 1902.84.
PHS:MFIN's Days Sales Outstanding is ranked worse than 89.53% of 296
companies
in the Credit Services industry
Industry Median: 41.215
vs PHS:MFIN: 1206.68
Makati Finance's Days Sales Outstanding
increased
from Mar. 2025 (1,048.79) to Mar. 2026 (1,073.97).
Makati Finance (PHS:MFIN) Days Sales Outstanding Explanation
For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.
Makati Finance Days Sales Outstanding Related Terms
Makati Finance Days Sales Outstanding Historical Data
* Premium members only.
The historical data trend for Makati Finance's Days Sales Outstanding can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:MFIN vs V, MA, AXP: Days Sales Outstanding Comparison
For the Credit Services subindustry, Makati Finance's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Makati Finance Days Sales Outstanding vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Makati Finance's Days Sales Outstanding distribution charts can be found below:
* The bar in red indicates where Makati Finance's Days Sales Outstanding falls into.
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Days Sales Outstanding of 1,073.97 mean?
Makati Finance (PHS:MFIN) has a Days Sales Outstanding of 1,073.97 as of Mar. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Makati Finance and its competitors. This is 44% below median its historical median of 1,902.84. Over the past decade, Makati Finance's Days Sales Outstanding has ranged from 947.02 to 2,541.84. According to the industry distribution chart, Makati Finance ranks #265 out of 296 companies in the Credit Services industry, placing it in the top 89.5%.
Is Makati Finance's Days Sales Outstanding too high?
Makati Finance's current Days Sales Outstanding of 1,073.97 is 44% below median its 10-year median of 1,902.84. Over the past 10 years, this metric has ranged from a low of 947.02 to a high of 2,541.84. The Credit Services industry median Days Sales Outstanding is 41.22. Makati Finance's value of 1,073.97 is 2505.8% above this industry median. Based on the distribution chart, Makati Finance ranks #265 out of 296 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Makati Finance has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's Days Sales Outstanding compare to V and MA?
According to the Credit Services industry distribution chart, Makati Finance ranks #265 out of 296 companies for Days Sales Outstanding. This places Makati Finance in the lower half of its industry. The industry median Days Sales Outstanding is 41.22. Makati Finance's value of 1,073.97 is 2505.8% above this benchmark. Historically, Makati Finance's own Days Sales Outstanding has ranged from 947.02 to 2,541.84 over the past decade. While the company's 10-year median is 1,902.84 vs. the industry median of 41.22, Makati Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Credit Services company?
The median Days Sales Outstanding among Credit Services companies is 41.22, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Makati Finance's current Days Sales Outstanding of 1,073.97 is 2505.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Makati Finance and its competitors. For the Credit Services industry, the median Days Sales Outstanding is 41.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Makati Finance's current Days Sales Outstanding is 1,073.97, which is 44% below median its own 10-year median of 1,902.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.66, compared to a current price of ₱2.39 — trading 44% above its estimated fair value. The current Days Sales Outstanding is 1,073.97, which is 44% below median its 10-year median of 1,902.84 and 2505.8% above the Credit Services industry median of 41.22. Makati Finance's overall GF Score™ is 53/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current Days Sales Outstanding is 1,073.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Makati Finance (PHS:MFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued.
The current stock price of ₱2.39 is trading 44% above its estimated GF Value™ of ₱1.66.
GuruFocus considers Makati Finance to be Significantly Overvalued.
Key valuation signals for PHS:MFIN:
Days Sales Outstanding: 1,073.97 (44% below median its 10-year median of 1,902.84)
GF Value™: ₱1.66 vs. price of ₱2.39 (44% above fair value)
Industry Position: 2505.8% above the Credit Services median (#265 of 296)
No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
53GF Score
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