Makati Finance (PHS:MFIN) 5-Year EBITDA Growth Rate: 0.00% (As of Mar. 2026)

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PHS:MFIN Makati Finance Corp PHS:MFIN
48 GF Score
Price ₱2.36
GF Value ₱1.66
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Makati Finance 5-Year EBITDA Growth Rate?

Makati Finance PHS:MFIN 48 5-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus rates PHS:MFIN with a GF Score™ of 48/100 and a GF Value™ of ₱1.66 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Makati Finance's EBITDA per Share for the three months ended in Mar. 2026 was ₱0.01.

During the past 12 months, Makati Finance's average EBITDA Per Share Growth Rate was 287.50% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 155.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Makati Finance was 155.10% per year. The lowest was -67.10% per year. And the median was 17.65% per year.


Makati Finance  (PHS:MFIN) 5-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.


Makati Finance 5-Year EBITDA Growth Rate Related Terms


PHS:MFIN vs V, MA, AXP: 5-Year EBITDA Growth Rate Comparison

For the Credit Services subindustry, Makati Finance's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Makati Finance 5-Year EBITDA Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Makati Finance's 5-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Makati Finance's 5-Year EBITDA Growth Rate falls into.


PHS:MFIN
48GF Score
Makati Finance Corp PHS:MFIN
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Makati Finance 5-Year EBITDA Growth Rate Calculation

This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 5-Year EBITDA Growth Rate of 0.00% mean?
Makati Finance (PHS:MFIN) has a 5-Year EBITDA Growth Rate of 0.00% as of Mar. 2026. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Makati Finance and its competitors.
Is Makati Finance's 5-Year EBITDA Growth Rate too high?
Makati Finance's current 5-Year EBITDA Growth Rate is 0.00%. Overall, Makati Finance has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's 5-Year EBITDA Growth Rate compare to V and MA?
Makati Finance's 5-Year EBITDA Growth Rate of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for a Credit Services company?
A good 5-Year EBITDA Growth Rate depends on the Credit Services industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Makati Finance and its competitors. Makati Finance's current 5-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.66, compared to a current price of ₱2.36 — trading 42.2% above its estimated fair value. The current 5-Year EBITDA Growth Rate is 0.00%. Makati Finance's overall GF Score™ is 48/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current 5-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Makati Finance (PHS:MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued. The current stock price of ₱2.36 is trading 42.2% above its estimated GF Value™ of ₱1.66. GuruFocus considers Makati Finance to be Significantly Overvalued.

Key valuation signals for PHS:MFIN:

  • 5-Year EBITDA Growth Rate: 0.00%
  • GF Value™: ₱1.66 vs. price of ₱2.36 (42.2% above fair value)
  • GF Score™: 48/100 with 9 warning signs

No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Makati Finance Business Description

Address 2301 Chino Roces Avenue, 3rd Floor Mazda Makati Building, Barangay Magallanes, Makati City, PHL, 1231
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
48GF Score

Get the complete analysis for PHS:MFIN

5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.36
Price
₱1.66
GF Value