Makati Finance (PHS:MFIN) 1-Year Sharpe Ratio: 0.85 (As of Jul. 09, 2026)


PHS:MFIN Makati Finance Corp PHS:MFIN
49 GF Score
Price ₱2.36
GF Value ₱1.66
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Makati Finance 1-Year Sharpe Ratio?

Makati Finance PHS:MFIN 49 1-Year Sharpe Ratio is 0.85 as of Jul. 09, 2026. GuruFocus rates PHS:MFIN with a GF Score™ of 49/100 and a GF Value™ of ₱1.66 (Significantly Overvalued). The stock has 9 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-09), Makati Finance's 1-Year Sharpe Ratio is 0.85.

Makati Finance  (PHS:MFIN) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Makati Finance 1-Year Sharpe Ratio Related Terms

PHS:MFIN vs V, MA, AXP: 1-Year Sharpe Ratio Comparison

For the Credit Services subindustry, Makati Finance's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Makati Finance 1-Year Sharpe Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Makati Finance's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Makati Finance's 1-Year Sharpe Ratio falls into.


PHS:MFIN
49GF Score
Makati Finance Corp PHS:MFIN
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Makati Finance 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.85 mean?
Makati Finance (PHS:MFIN) has a 1-Year Sharpe Ratio of 0.85 as of Jul. 09, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Makati Finance and its competitors.
Is Makati Finance's 1-Year Sharpe Ratio too high?
Makati Finance's current 1-Year Sharpe Ratio is 0.85. Overall, Makati Finance has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's 1-Year Sharpe Ratio compare to V and MA?
Makati Finance's 1-Year Sharpe Ratio of 0.85 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Credit Services company?
A good 1-Year Sharpe Ratio depends on the Credit Services industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Makati Finance and its competitors. Makati Finance's current 1-Year Sharpe Ratio is 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.66, compared to a current price of ₱2.36 — trading 42.2% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.85. Makati Finance's overall GF Score™ is 49/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current 1-Year Sharpe Ratio is 0.85 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Makati Finance (PHS:MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued. The current stock price of ₱2.36 is trading 42.2% above its estimated GF Value™ of ₱1.66. GuruFocus considers Makati Finance to be Significantly Overvalued.

Key valuation signals for PHS:MFIN:

  • 1-Year Sharpe Ratio: 0.85
  • GF Value™: ₱1.66 vs. price of ₱2.36 (42.2% above fair value)
  • GF Score™: 49/100 with 9 warning signs

No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Makati Finance Business Description

Address 2301 Chino Roces Avenue, 3rd Floor Mazda Makati Building, Barangay Magallanes, Makati City, PHL, 1231
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
49GF Score

Get the complete analysis for PHS:MFIN

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.36
Price
₱1.66
GF Value