Makati Finance (PHS:MFIN) ROCE %: 0.30% (As of Mar. 2026)

What is Makati Finance ROCE %?

Makati Finance PHS:MFIN +10.61% 58 ROCE % is 0.30% as of Mar. 2026. GuruFocus rates PHS:MFIN with a GF Score™ of 58/100 and a GF Value™ of ₱1.93 (Modestly Overvalued). The stock has 8 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Makati Finance's annualized ROCE % for the quarter that ended in Mar. 2026 was 0.30%.

Makati Finance (PHS:MFIN) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Makati Finance ROCE % Related Terms

Makati Finance ROCE % Historical Data

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The historical data trend for Makati Finance's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Makati Finance ROCE % Chart

Makati Finance Annual Data

Trend

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

ROCE %

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-0.23

0.64

-1.76

-1.04

-3.11

Makati Finance Quarterly Data
	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Mar26
ROCE %	Get a 7-Day Free Trial															2.94	5.12	4.99	2.44	0.30

58GF Score

Makati Finance Corp PHS:MFIN

ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.

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Makati Finance ROCE % Calculation

Makati Finance's annualized ROCE % for the fiscal year that ended in Dec. 2024 is calculated as:

ROCE %	=	EBIT	/	( (Capital Employed	+	Capital Employed)	/ count )
		(A: Dec. 2024 )		(A: Dec. 2023 )		(A: Dec. 2024 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(A: Dec. 2024 )		(A: Dec. 2023 )		(A: Dec. 2024 )
	=	-18.894	/	( ( (1155.883 - 538.472)	+	(1143.575 - 545.623) )	/ 2 )
	=	-18.894	/	( (617.411	+	597.952)	/ 2 )
	=	-18.894	/	607.6815
	=	-3.11 %

Makati Finance's ROCE % of for the quarter that ended in Mar. 2026 is calculated as:

ROCE %	=	EBIT ⁽¹⁾	/	( (Capital Employed	+	Capital Employed)	/ count )
		(Q: Mar. 2026 )		(Q: Sep. 2025 )		(Q: Mar. 2026 )
	=	EBIT	/	( ( (Total Assets - Total Current Liabilities)	+	(Total Assets - Total Current Liabilities) )	/ count )
		(Q: Mar. 2026 )		(Q: Sep. 2025 )		(Q: Mar. 2026 )
	=	1.772	/	( ( (1055.676 - 445.787)	+	(983.607 - 423.039) )	/ 2 )
	=	1.772	/	( ( 609.889	+	560.568 )	/ 2 )
	=	1.772	/	585.2285
	=	0.30 %

(1) Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

Frequently Asked Questions Learn more about ROCE % →

What does a ROCE % of 0.30% mean?

Makati Finance (PHS:MFIN) has a ROCE % of 0.30% as of Mar. 2026.

Is Makati Finance's ROCE % too high?

Makati Finance's current ROCE % is 0.30%. The Credit Services industry median ROCE % is 3.39. Makati Finance's value of 0.30% is 91.2% below this industry median. Overall, Makati Finance has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Makati Finance's ROCE % compare to V and MA?

Makati Finance's ROCE % of 0.30% can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.39. Makati Finance's value of 0.30% is 91.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROCE % for a Credit Services company?

The median ROCE % among Credit Services companies is 3.39, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Makati Finance's current ROCE % of 0.30% is 91.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROCE % mean?

A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Makati Finance's current ROCE % is 0.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Makati Finance stock overvalued right now?

Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱1.93, compared to a current price of ₱2.19 — trading 13.5% above its estimated fair value. The current ROCE % is 0.30% and 91.2% below the Credit Services industry median of 3.39. Makati Finance's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROCE % calculated?

ROCE % is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current ROCE % is 0.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Makati Finance (PHS:MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued. The current stock price of ₱2.19 is trading 13.5% above its estimated GF Value™ of ₱1.93. GuruFocus considers Makati Finance to be Modestly Overvalued.

Key valuation signals for PHS:MFIN:

ROCE %: 0.30%
GF Value™: ₱1.93 vs. price of ₱2.19 (13.5% above fair value)
GF Score™: 58/100 with 8 warning signs
Industry Position: 91.2% below the Credit Services median

No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Makati Finance Business Description

Industry Financial Services Credit Services

Comparable Companies V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI BOM:532810 BOM:533398 NSE:CHOLAFIN NSE:TATACAP BOM:543257 ALLY TSE:8593 FCFS BOM:532955 BOM:533519

Address 2301 Chino Roces Avenue, 3rd Floor Mazda Makati Building, Barangay Magallanes, Makati City, PHL, 1231

Website https://www.makatifinance.ph

Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.

58GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.19

Price

₱1.93

GF Value

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