Makati Finance (PHS:MFIN) Gross Profit: ₱76.0 Mil (TTM As of Mar. 2026)

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PHS:MFIN Makati Finance Corp PHS:MFIN
56 GF Score
Price ₱2.36
GF Value ₱1.66
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Makati Finance Gross Profit?

Makati Finance PHS:MFIN 56 Gross Profit is ₱76.0 Mil as of Mar. 2026. GuruFocus rates PHS:MFIN with a GF Score™ of 56/100 and a GF Value™ of ₱1.66 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Makati Finance's gross profit for the three months ended in Mar. 2026 was ₱17.8 Mil. Makati Finance's gross profit for the trailing twelve months (TTM) ended in Mar. 2026 was ₱76.0 Mil.

Gross Margin % is calculated as gross profit divided by its revenue. Makati Finance's gross profit for the three months ended in Mar. 2026 was ₱17.8 Mil. Makati Finance's Revenue for the three months ended in Mar. 2026 was ₱41.3 Mil. Therefore, Makati Finance's Gross Margin % for the quarter that ended in Mar. 2026 was 43.19%.

Makati Finance had a gross margin of 43.19% for the quarter that ended in Mar. 2026 => Durable competitive advantage

During the past 13 years, the highest Gross Margin % of Makati Finance was 53.09%. The lowest was 38.43%. And the median was 42.92%.


Makati Finance  (PHS:MFIN) Gross Profit Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Makati Finance had a gross margin of 43.19% for the quarter that ended in Mar. 2026 => Durable competitive advantage


Makati Finance Gross Profit Related Terms


Makati Finance Gross Profit Historical Data

* Premium members only.

The historical data trend for Makati Finance's Gross Profit can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Makati Finance Gross Profit Chart

Makati Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Profit
Get a 7-Day Free Trial Premium Member Only Premium Member Only 84.55 62.89 88.93 85.35 85.51

Makati Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Profit Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.33 23.12 21.77 13.30 17.84

PHS:MFIN vs V, MA, AXP: Gross Profit Comparison

For the Credit Services subindustry, Makati Finance's Gross Profit, along with its competitors' market caps and Gross Profit data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Makati Finance Gross Profit vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Makati Finance's Gross Profit distribution charts can be found below:

* The bar in red indicates where Makati Finance's Gross Profit falls into.


PHS:MFIN
56GF Score
Makati Finance Corp PHS:MFIN
Gross Profit is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Makati Finance Gross Profit Calculation

Gross Profit is the different between the sale prices and the cost of buying or producing the goods.

Makati Finance's Gross Profit for the fiscal year that ended in Dec. 2025 is calculated as

Gross Profit (A: Dec. 2025 )=Revenue - Cost of Goods Sold
=190.717 - 105.211
=85.5

Makati Finance's Gross Profit for the quarter that ended in Mar. 2026 is calculated as

Gross Profit (Q: Mar. 2026 )=Revenue - Cost of Goods Sold
=41.307 - 23.468
=17.8

Gross Profit for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱76.0 Mil.

Gross Profit is the numerator in the calculation of Gross Margin.

Makati Finance's Gross Margin % for the quarter that ended in Mar. 2026 is calculated as

Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=(Revenue - Cost of Goods Sold) / Revenue
=17.8 / 41.307
=43.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Profit →
What does a Gross Profit of ₱76.0 Mil mean?
Makati Finance (PHS:MFIN) has a Gross Profit of ₱76.0 Mil as of Mar. 2026. Gross Profit equals net sales less total cost of goods sold. View historical data on Makati Finance and its competitors.
Is Makati Finance's Gross Profit too high?
Makati Finance's current Gross Profit is ₱76.0 Mil. Overall, Makati Finance has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's Gross Profit compare to V and MA?
Makati Finance's Gross Profit of ₱76.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Profit for a Credit Services company?
A good Gross Profit depends on the Credit Services industry context. However, Gross Profit should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Profit mean?
A high Gross Profit can signal that a stock is expensive relative to its fundamentals. Gross Profit equals net sales less total cost of goods sold. View historical data on Makati Finance and its competitors. Makati Finance's current Gross Profit is ₱76.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.66, compared to a current price of ₱2.36 — trading 42.2% above its estimated fair value. The current Gross Profit is ₱76.0 Mil. Makati Finance's overall GF Score™ is 56/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Profit calculated?
Gross Profit is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current Gross Profit is ₱76.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Makati Finance (PHS:MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued. The current stock price of ₱2.36 is trading 42.2% above its estimated GF Value™ of ₱1.66. GuruFocus considers Makati Finance to be Significantly Overvalued.

Key valuation signals for PHS:MFIN:

  • Gross Profit: ₱76.0 Mil
  • GF Value™: ₱1.66 vs. price of ₱2.36 (42.2% above fair value)
  • GF Score™: 56/100 with 9 warning signs

No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Makati Finance Business Description

Address 2301 Chino Roces Avenue, 3rd Floor Mazda Makati Building, Barangay Magallanes, Makati City, PHL, 1231
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
56GF Score

Get the complete analysis for PHS:MFIN

Gross Profit is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.36
Price
₱1.66
GF Value