Makati Finance (PHS:MFIN) Shareholder Yield % : 13.07% (As of Mar. 2026) — 76% Above Median


PHS:MFIN Makati Finance Corp PHS:MFIN
58 GF Score
Price ₱2.19
GF Value ₱1.93
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Makati Finance Shareholder Yield %?

Makati Finance PHS:MFIN +10.61% 58 Shareholder Yield % is 13.07% as of Mar. 2026, which is 76% above its 10-year median of 7.42. GuruFocus rates PHS:MFIN with a GF Score™ of 58/100 and a GF Value™ of ₱1.93 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 492 Credit Services companies, Makati Finance ranks better than 81.71% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Makati Finance's Shareholder Yield % was 13.07%.


Makati Finance  (PHS:MFIN) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Makati Finance Shareholder Yield % Related Terms


Makati Finance Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Makati Finance's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Makati Finance Shareholder Yield % Chart

Makati Finance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -21.91 14.81 13.82 7.77 -1.02

Makati Finance Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.02 0.17 4.02 7.06 15.08

PHS:MFIN vs V, MA, AXP: Shareholder Yield % Comparison

For the Credit Services subindustry, Makati Finance's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Makati Finance Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Makati Finance's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Makati Finance's Shareholder Yield % falls into.


PHS:MFIN
58GF Score
Makati Finance Corp PHS:MFIN
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Makati Finance Shareholder Yield % Calculation

Makati Finance's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.44 %+0.00 %+14.64 %
=15.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 13.07% mean?
Makati Finance (PHS:MFIN) has a Shareholder Yield % of 13.07% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Makati Finance and its competitors. This is 76% above median its historical median of 7.42. According to the industry distribution chart, Makati Finance ranks #90 out of 492 companies in the Credit Services industry, placing it in the top 18.3%.
Is Makati Finance's Shareholder Yield % too high?
Makati Finance's current Shareholder Yield % of 13.07% is 76% above median its 10-year median of 7.42. Based on the distribution chart, Makati Finance ranks #90 out of 492 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Makati Finance has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's Shareholder Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Makati Finance ranks #90 out of 492 companies for Shareholder Yield %. This places Makati Finance in the top 18% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Makati Finance and its competitors. Makati Finance's current Shareholder Yield % is 13.07%, which is 76% above median its own 10-year median of 7.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱1.93, compared to a current price of ₱2.19 — trading 13.5% above its estimated fair value. The current Shareholder Yield % is 13.07%, which is 76% above median its 10-year median of 7.42. Makati Finance's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current Shareholder Yield % is 13.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Makati Finance (PHS:MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued. The current stock price of ₱2.19 is trading 13.5% above its estimated GF Value™ of ₱1.93. GuruFocus considers Makati Finance to be Modestly Overvalued.

Key valuation signals for PHS:MFIN:

  • Shareholder Yield %: 13.07% (76% above median its 10-year median of 7.42)
  • GF Value™: ₱1.93 vs. price of ₱2.19 (13.5% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Makati Finance Business Description

Address 2301 Chino Roces Avenue, 3rd Floor Mazda Makati Building, Barangay Magallanes, Makati City, PHL, 1231
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
58GF Score

Get the complete analysis for PHS:MFIN

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.19
Price
₱1.93
GF Value