Makati Finance (PHS:MFIN) Receivables Turnover: 0.08 (As of Mar. 2026)


PHS:MFIN Makati Finance Corp PHS:MFIN
51 GF Score
Price ₱2.36
GF Value ₱1.65
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Makati Finance Receivables Turnover?

Makati Finance PHS:MFIN 51 Receivables Turnover is 0.08 as of Mar. 2026. GuruFocus rates PHS:MFIN with a GF Score™ of 51/100 and a GF Value™ of ₱1.65 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 294 Credit Services companies, Makati Finance ranks worse than 89.12% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Makati Finance's Revenue for the three months ended in Mar. 2026 was ₱41.3 Mil. Makati Finance's average Accounts Receivable for the three months ended in Mar. 2026 was ₱486.2 Mil. Hence, Makati Finance's Receivables Turnover for the three months ended in Mar. 2026 was 0.08.


Makati Finance  (PHS:MFIN) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Makati Finance Receivables Turnover Related Terms


Makati Finance Receivables Turnover Historical Data

* Premium members only.

The historical data trend for Makati Finance's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Makati Finance Receivables Turnover Chart

Makati Finance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.34 0.39 0.00 0.00

Makati Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.07 0.07 0.08 0.08

PHS:MFIN vs V, MA, AXP: Receivables Turnover Comparison

For the Credit Services subindustry, Makati Finance's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Makati Finance Receivables Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Makati Finance's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Makati Finance's Receivables Turnover falls into.


PHS:MFIN
51GF Score
Makati Finance Corp PHS:MFIN
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Makati Finance Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Makati Finance's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=190.717 / ((0 + 0) / 1 )
=190.717 / 0
=N/A

Makati Finance's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=41.307 / ((0 + 486.163) / 1 )
=41.307 / 486.163
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 0.08 mean?
Makati Finance (PHS:MFIN) has a Receivables Turnover of 0.08 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Makati Finance and its competitors. According to the industry distribution chart, Makati Finance ranks #262 out of 294 companies in the Credit Services industry, placing it in the top 89.1%.
Is Makati Finance's Receivables Turnover too high?
Makati Finance's current Receivables Turnover is 0.08. The Credit Services industry median Receivables Turnover is 9.00. Makati Finance's value of 0.08 is 99.1% below this industry median. Based on the distribution chart, Makati Finance ranks #262 out of 294 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Makati Finance has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Makati Finance ranks #262 out of 294 companies for Receivables Turnover. This places Makati Finance in the lower half of its industry. The industry median Receivables Turnover is 9.00. Makati Finance's value of 0.08 is 99.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 9.00, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Makati Finance's current Receivables Turnover of 0.08 is 99.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Makati Finance and its competitors. For the Credit Services industry, the median Receivables Turnover is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Makati Finance's current Receivables Turnover is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱1.65, compared to a current price of ₱2.36 — trading 43% above its estimated fair value. The current Receivables Turnover is 0.08 and 99.1% below the Credit Services industry median of 9.00. Makati Finance's overall GF Score™ is 51/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current Receivables Turnover is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Makati Finance (PHS:MFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued. The current stock price of ₱2.36 is trading 43% above its estimated GF Value™ of ₱1.65. GuruFocus considers Makati Finance to be Significantly Overvalued.

Key valuation signals for PHS:MFIN:

  • Receivables Turnover: 0.08
  • GF Value™: ₱1.65 vs. price of ₱2.36 (43% above fair value)
  • GF Score™: 51/100 with 9 warning signs
  • Industry Position: 99.1% below the Credit Services median (#262 of 294)

No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Makati Finance Business Description

Address 2301 Chino Roces Avenue, 3rd Floor Mazda Makati Building, Barangay Magallanes, Makati City, PHL, 1231
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
51GF Score

Get the complete analysis for PHS:MFIN

Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱2.36
Price
₱1.65
GF Value