The historical rank and industry rank for Makati Finance's FCF Margin % or its related term are showing as below:
PHS:MFIN'
s FCF Margin % Range Over the Past 10 Years
Min: -122.18 Med: -6.48 Max: 89.91
Current: 89.91
During the past 13 years, the highest FCF Margin % of Makati Finance was 89.91%. The lowest was -122.18%. And the median was -6.48%.
PHS:MFIN's FCF Margin % is ranked better than 88.7% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs PHS:MFIN: 89.91
Makati Finance FCF Margin % Related Terms
Makati Finance FCF Margin % Historical Data
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The historical data trend for Makati Finance's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Makati Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Makati Finance FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Makati Finance's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Makati Finance's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Makati Finance (PHS:MFIN) has a FCF Margin % of 30.37% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Makati Finance and its competitors. According to the industry distribution chart, Makati Finance ranks #60 out of 531 companies in the Credit Services industry, placing it in the top 11.3%.
Is Makati Finance's FCF Margin % too high?
Makati Finance's current FCF Margin % is 30.37%. The Credit Services industry median FCF Margin % is 0.24. Makati Finance's value of 30.37% is 12554.2% above this industry median. Based on the distribution chart, Makati Finance ranks #60 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Makati Finance has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Makati Finance's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Makati Finance ranks #60 out of 531 companies for FCF Margin %. This places Makati Finance in the top 11% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.24. Makati Finance's value of 30.37% is 12554.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Makati Finance's current FCF Margin % of 30.37% is 12554.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Makati Finance and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Makati Finance's current FCF Margin % is 30.37%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Makati Finance stock overvalued right now?
Based on GuruFocus' analysis, Makati Finance (PHS:MFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱1.93, compared to a current price of ₱2.19 — trading 13.5% above its estimated fair value. The current FCF Margin % is 30.37% and 12554.2% above the Credit Services industry median of 0.24. Makati Finance's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Makati Finance (PHS:MFIN), the current FCF Margin % is 30.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Makati Finance (PHS:MFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Makati Finance stock appears to be overvalued.
The current stock price of ₱2.19 is trading 13.5% above its estimated GF Value™ of ₱1.93.
GuruFocus considers Makati Finance to be Modestly Overvalued.
Key valuation signals for PHS:MFIN:
FCF Margin %: 30.37%
GF Value™: ₱1.93 vs. price of ₱2.19 (13.5% above fair value)
Industry Position: 12554.2% above the Credit Services median (#60 of 531)
No single metric tells the full story. See the PHS:MFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Makati Finance Corp provides financial services and advisory to its clients. It is engaged in stock dealership functions, credit line extensions, and acceptance of private placements. It has expanded its product lines from its traditional Rx Cashline, MFC Factors (receivables financing) Business Loans; Motorcycle Financing to include new financial products lines recently introduced by the company namely: corporate salary loans; personal loans; micro business loans; pension loans; car loans and leisure bikes financing. Its segments include Rx Cashline Group; Business Loans, Motor Vehicles Financing Group, Car Loans, and Other Segments. It derives revenue from Business Loans which grants loans to finance business owners who wish to expand its business or for the purpose of starting capital.
58GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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