Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Chino Commercial Bancorp's current 3-Year Share Buyback Ratio was 0.00%.
The historical rank and industry rank for Chino Commercial Bancorp's 3-Year Share Buyback Ratio or its related term are showing as below:
During the past 13 years, Chino Commercial Bancorp's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -11.90%. And the median was 0.00%.
CCBC's 3-Year Share Buyback Ratio is not ranked *
in the Banks industry.
Industry Median: -0.2 * Ranked among companies with meaningful 3-Year Share Buyback Ratio only.
Chino Commercial Bancorp (OTCPK:CCBC) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Chino Commercial Bancorp 3-Year Share Buyback Ratio Related Terms
CCBC vs SMAL, MNMB, HFBK: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Chino Commercial Bancorp's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chino Commercial Bancorp 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Chino Commercial Bancorp's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Chino Commercial Bancorp's 3-Year Share Buyback Ratio falls into.
Chino Commercial Bancorp 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.00 mean?
Chino Commercial Bancorp (CCBC) has a 3-Year Share Buyback Ratio of 0.00 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Chino Commercial Bancorp and its competitors. According to the industry distribution chart, Chino Commercial Bancorp ranks #999999 out of 1040 companies in the Banks industry.
Is Chino Commercial Bancorp's 3-Year Share Buyback Ratio too high?
Chino Commercial Bancorp's current 3-Year Share Buyback Ratio is 0.00. Based on the distribution chart, Chino Commercial Bancorp ranks #999999 out of 1040 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chino Commercial Bancorp has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's 3-Year Share Buyback Ratio compare to SMAL and MNMB?
According to the Banks industry distribution chart, Chino Commercial Bancorp ranks #999999 out of 1040 companies for 3-Year Share Buyback Ratio. This places Chino Commercial Bancorp in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Chino Commercial Bancorp and its competitors. Chino Commercial Bancorp's current 3-Year Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.88, compared to a current price of $18.10 — trading 40.5% above its estimated fair value. The current 3-Year Share Buyback Ratio is 0.00. Chino Commercial Bancorp's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current 3-Year Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?
Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued.
The current stock price of $18.10 is trading 40.5% above its estimated GF Value™ of $12.88.
GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.
Key valuation signals for CCBC:
3-Year Share Buyback Ratio: 0.00
GF Value™: $12.88 vs. price of $18.10 (40.5% above fair value)
No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
60GF Score
Get the complete analysis for CCBC
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CCBC has been successfully added to your 
