Chino Commercial BancorpCCBC -5.33%58 OCF Yield % is 7.75 as of Jul. 12, 2026, which is 32% below its 10-year median of 11.34. GuruFocus rates CCBC with a GF Score™ of 58/100 and a GF Value™ of $12.79 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,504 Banks companies, Chino Commercial Bancorp ranks worse than 56.91% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Chino Commercial Bancorp OCF Yield % Related Terms
Chino Commercial Bancorp OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Chino Commercial Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chino Commercial Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Chino Commercial Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Chino Commercial Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chino Commercial Bancorp (CCBC) has a OCF Yield % of 7.75 as of Jul. 12, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Chino Commercial Bancorp and its competitors. This is 32% below median its historical median of 11.34. Over the past decade, Chino Commercial Bancorp's OCF Yield % has ranged from 4.81 to 20.98. According to the industry distribution chart, Chino Commercial Bancorp ranks #856 out of 1504 companies in the Banks industry, placing it in the top 56.9%.
Is Chino Commercial Bancorp's OCF Yield % too high?
Chino Commercial Bancorp's current OCF Yield % of 7.75 is 32% below median its 10-year median of 11.34. Over the past 10 years, this metric has ranged from a low of 4.81 to a high of 20.98. The Banks industry median OCF Yield % is 9.23. Chino Commercial Bancorp's value of 7.75 is 16% below this industry median. Based on the distribution chart, Chino Commercial Bancorp ranks #856 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Chino Commercial Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chino Commercial Bancorp's OCF Yield % compare to FBTT and HCBN?
According to the Banks industry distribution chart, Chino Commercial Bancorp ranks #856 out of 1504 companies for OCF Yield %. This places Chino Commercial Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.23. Chino Commercial Bancorp's value of 7.75 is 16% below this benchmark. Historically, Chino Commercial Bancorp's own OCF Yield % has ranged from 4.81 to 20.98 over the past decade. While the company's 10-year median is 11.34 vs. the industry median of 9.23, Chino Commercial Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.23, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chino Commercial Bancorp's current OCF Yield % of 7.75 is 16% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Chino Commercial Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chino Commercial Bancorp's current OCF Yield % is 7.75, which is 32% below median its own 10-year median of 11.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chino Commercial Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Chino Commercial Bancorp (CCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.79, compared to a current price of $17.75 — trading 38.8% above its estimated fair value. The current OCF Yield % is 7.75, which is 32% below median its 10-year median of 11.34 and 16% below the Banks industry median of 9.23. Chino Commercial Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Chino Commercial Bancorp (CCBC), the current OCF Yield % is 7.75 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chino Commercial Bancorp (CCBC) Overvalued in 2026?
Based on GuruFocus' analysis, Chino Commercial Bancorp stock appears to be overvalued.
The current stock price of $17.75 is trading 38.8% above its estimated GF Value™ of $12.79.
GuruFocus considers Chino Commercial Bancorp to be Significantly Overvalued.
Key valuation signals for CCBC:
OCF Yield %: 7.75 (32% below median its 10-year median of 11.34)
GF Value™: $12.79 vs. price of $17.75 (38.8% above fair value)
Industry Position: 16% below the Banks median (#856 of 1504)
No single metric tells the full story. See the CCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chino Commercial Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides a variety of commercial banking services to individuals and small businesses, mainly in the Inland Empire region of Southern California. Its portfolio products and services mainly include lending products such as real estate loans, commercial loans, personal loans, etc, and deposit products such as non-interest-bearing deposits and money market accounts. Additionally, the company also offers cash management solutions, online banking, tele banking, and other banking services. These services are offered through full-service offices in Chino, Ontario, Rancho Cucamonga, Upland, and Corona, California.
58GF Score
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