Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Net Loan: MXN6,678 Mil (As of Mar. 2026)

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MEX:FINDEP Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
56 GF Score
Price MXN7.40
GF Value MXN8.17
Valuation Fairly Valued
! 4 Warning Signs
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What is Financiera IndependenciaB de CV Sofom E N R Net Loan?

Financiera IndependenciaB de CV Sofom E N R MEX:FINDEP 56 Net Loan is MXN6,678 Mil as of Mar. 2026. GuruFocus rates MEX:FINDEP with a GF Score™ of 56/100 and a GF Value™ of MXN8.17 (Fairly Valued). The stock has 4 warning signs investors should review.

Financiera IndependenciaB de CV Sofom E N R's quarterly net loan declined from Sep. 2025 (MXN6,908 Mil) to Dec. 2025 (MXN6,867 Mil) and declined from Dec. 2025 (MXN6,867 Mil) to Mar. 2026 (MXN6,678 Mil).

Financiera IndependenciaB de CV Sofom E N R's annual net loan increased from Dec. 2023 (MXN6,636 Mil) to Dec. 2024 (MXN6,867 Mil) but then declined from Dec. 2024 (MXN6,867 Mil) to Dec. 2025 (MXN6,678 Mil).

Financiera IndependenciaB de CV Sofom E N R Net Loan Historical Data

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The historical data trend for Financiera IndependenciaB de CV Sofom E N R's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financiera IndependenciaB de CV Sofom E N R Net Loan Chart

Financiera IndependenciaB de CV Sofom E N R Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,055.40 7,407.63 6,636.49 7,384.17 6,867.43

Financiera IndependenciaB de CV Sofom E N R Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,158.80 6,907.83 6,908.49 6,867.43 6,678.04
MEX:FINDEP
56GF Score
Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Financiera IndependenciaB de CV Sofom E N R Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of MXN6,678 Mil mean?
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a Net Loan of MXN6,678 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors.
Is Financiera IndependenciaB de CV Sofom E N R's Net Loan too high?
Financiera IndependenciaB de CV Sofom E N R's current Net Loan is MXN6,678 Mil. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's Net Loan compare to V and MA?
Financiera IndependenciaB de CV Sofom E N R's Net Loan of MXN6,678 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Credit Services company?
A good Net Loan depends on the Credit Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. Financiera IndependenciaB de CV Sofom E N R's current Net Loan is MXN6,678 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN8.17, compared to a current price of MXN7.40 — trading 9.4% below its estimated fair value. The current Net Loan is MXN6,678 Mil. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current Net Loan is MXN6,678 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?

Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued. The current stock price of MXN7.40 is trading 9.4% below its estimated GF Value™ of MXN8.17. GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.

Key valuation signals for MEX:FINDEP:

  • Net Loan: MXN6,678 Mil
  • GF Value™: MXN8.17 vs. price of MXN7.40 (9.4% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Financiera IndependenciaB de CV Sofom E N R Business Description

Address Prolongacion Paseo de la Reforma No. 600, Int. 420, Col. Santa Fe Pena Blanca, Mexico DF, MEX, 01210
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score

Get the complete analysis for MEX:FINDEP

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN7.40
Price
MXN8.17
GF Value