If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Financiera Independencia SAB de CV Sofom E N R is 2.14, which seems too high.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Financiera IndependenciaB de CV Sofom E N R was -50.50% per year. The lowest was -50.50% per year. And the median was -50.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R Dividend Yield % Chart
Financiera IndependenciaB de CV Sofom E N R Annual Data
MEX:FINDEP vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Financiera IndependenciaB de CV Sofom E N R Dividend Yield % vs Credit Services Industry
Financiera IndependenciaB de CV Sofom E N R Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Financiera IndependenciaB de CV Sofom E N R Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
MXN 0.910223
2026-05-14
2026-05-14
2026-05-15
Cash Dividend
annually
MXN:MXN 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a Dividend Yield % of 11.84% as of Jun. 27, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. This is 72% below median its historical median of 42.37. Over the past decade, Financiera IndependenciaB de CV Sofom E N R's Dividend Yield % has ranged from 11.76 to 50.09. According to the industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #9 out of 211 companies in the Credit Services industry, placing it in the top 4.3%.
Is Financiera IndependenciaB de CV Sofom E N R's Dividend Yield % too high?
Financiera IndependenciaB de CV Sofom E N R's current Dividend Yield % of 11.84% is 72% below median its 10-year median of 42.37. Over the past 10 years, this metric has ranged from a low of 11.76 to a high of 50.09. The Credit Services industry median Dividend Yield % is 4.01. Financiera IndependenciaB de CV Sofom E N R's value of 11.84% is 195.3% above this industry median. Based on the distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #9 out of 211 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #9 out of 211 companies for Dividend Yield %. This places Financiera IndependenciaB de CV Sofom E N R in the top 4% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 4.01. Financiera IndependenciaB de CV Sofom E N R's value of 11.84% is 195.3% above this benchmark. Historically, Financiera IndependenciaB de CV Sofom E N R's own Dividend Yield % has ranged from 11.76 to 50.09 over the past decade. While the company's 10-year median is 42.37 vs. the industry median of 4.01, Financiera IndependenciaB de CV Sofom E N R has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 4.01, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Financiera IndependenciaB de CV Sofom E N R's current Dividend Yield % of 11.84% is 195.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. For the Credit Services industry, the median Dividend Yield % is 4.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financiera IndependenciaB de CV Sofom E N R's current Dividend Yield % is 11.84%, which is 72% below median its own 10-year median of 42.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN8.16, compared to a current price of MXN7.69 — trading 5.8% below its estimated fair value. The current Dividend Yield % is 11.84%, which is 72% below median its 10-year median of 42.37 and 195.3% above the Credit Services industry median of 4.01. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current Dividend Yield % is 11.84% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued.
The current stock price of MXN7.69 is trading 5.8% below its estimated GF Value™ of MXN8.16.
GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.
Key valuation signals for MEX:FINDEP:
Dividend Yield %: 11.84% (72% below median its 10-year median of 42.37)
GF Value™: MXN8.16 vs. price of MXN7.69 (5.8% below fair value)
Industry Position: 195.3% above the Credit Services median (#9 of 211)
No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Financiera IndependenciaB de CV Sofom E N R Business Description
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score
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