Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) PS Ratio: 0.53 (As of Jun. 30, 2026) — Near Median


MEX:FINDEP Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
56 GF Score
Price MXN7.69
GF Value MXN8.16
Valuation Fairly Valued
! 5 Warning Signs
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What is Financiera IndependenciaB de CV Sofom E N R PS Ratio?

Financiera IndependenciaB de CV Sofom E N R MEX:FINDEP 56 PS Ratio is 0.53 as of Jun. 30, 2026, which is 2% below its 10-year median of 0.54. GuruFocus rates MEX:FINDEP with a GF Score™ of 56/100 and a GF Value™ of MXN8.16 (Fairly Valued). The stock has 5 warning signs investors should review. Among 521 Credit Services companies, Financiera IndependenciaB de CV Sofom E N R ranks better than 93.86% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Financiera IndependenciaB de CV Sofom E N R's share price is MXN7.69. Financiera IndependenciaB de CV Sofom E N R's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was MXN14.38. Hence, Financiera IndependenciaB de CV Sofom E N R's PS Ratio for today is 0.53.

Good Sign:

Financiera Independencia SAB de CV Sofom E N R stock PS Ratio (=0.53) is close to 5-year low of 0.51.

The historical rank and industry rank for Financiera IndependenciaB de CV Sofom E N R's PS Ratio or its related term are showing as below:

MEX:FINDEP' s PS Ratio Range Over the Past 10 Years
Min: 0.24   Med: 0.54   Max: 0.71
Current: 0.53

During the past 13 years, Financiera IndependenciaB de CV Sofom E N R's highest PS Ratio was 0.71. The lowest was 0.24. And the median was 0.54.

MEX:FINDEP's PS Ratio is ranked better than
93.86% of 521 companies
in the Credit Services industry
Industry Median: 2.88 vs MEX:FINDEP: 0.53

Financiera IndependenciaB de CV Sofom E N R's Revenue per Sharefor the three months ended in Mar. 2026 was MXN3.32. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was MXN14.38.

Warning Sign:

Financiera Independencia SAB de CV Sofom E N R revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Financiera IndependenciaB de CV Sofom E N R was -4.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was 2.00% per year. During the past 5 years, the average Revenue per Share Growth Rate was 0.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 1.70% per year.

During the past 13 years, Financiera IndependenciaB de CV Sofom E N R's highest 3-Year average Revenue per Share Growth Rate was 24.60% per year. The lowest was -5.90% per year. And the median was 2.00% per year.

Back to Basics: PS Ratio


Financiera IndependenciaB de CV Sofom E N R  (MEX:FINDEP) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Financiera IndependenciaB de CV Sofom E N R PS Ratio Related Terms


Financiera IndependenciaB de CV Sofom E N R PS Ratio Historical Data

* Premium members only.

The historical data trend for Financiera IndependenciaB de CV Sofom E N R's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financiera IndependenciaB de CV Sofom E N R PS Ratio Chart

Financiera IndependenciaB de CV Sofom E N R Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.59 0.50 0.62 0.47 0.52

Financiera IndependenciaB de CV Sofom E N R Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.56 0.59 0.52 0.56

MEX:FINDEP vs V, MA, AXP: PS Ratio Comparison

For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Financiera IndependenciaB de CV Sofom E N R PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Financiera IndependenciaB de CV Sofom E N R's PS Ratio distribution charts can be found below:

* The bar in red indicates where Financiera IndependenciaB de CV Sofom E N R's PS Ratio falls into.


MEX:FINDEP
56GF Score
Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Financiera IndependenciaB de CV Sofom E N R PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Financiera IndependenciaB de CV Sofom E N R's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=7.69/14.377
=0.53

Financiera IndependenciaB de CV Sofom E N R's Share Price of today is MXN7.69.
Financiera IndependenciaB de CV Sofom E N R's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN14.38.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.53 mean?
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a PS Ratio of 0.53 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. This is near median its historical median of 0.54. Over the past decade, Financiera IndependenciaB de CV Sofom E N R's PS Ratio has ranged from 0.24 to 0.71. According to the industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #32 out of 521 companies in the Credit Services industry, placing it in the top 6.1%.
Is Financiera IndependenciaB de CV Sofom E N R's PS Ratio too high?
Financiera IndependenciaB de CV Sofom E N R's current PS Ratio of 0.53 is near median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.71. The Credit Services industry median PS Ratio is 2.88. Financiera IndependenciaB de CV Sofom E N R's value of 0.53 is 81.6% below this industry median. Based on the distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #32 out of 521 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #32 out of 521 companies for PS Ratio. This places Financiera IndependenciaB de CV Sofom E N R in the top 6% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.88. Financiera IndependenciaB de CV Sofom E N R's value of 0.53 is 81.6% below this benchmark. Historically, Financiera IndependenciaB de CV Sofom E N R's own PS Ratio has ranged from 0.24 to 0.71 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 2.88, Financiera IndependenciaB de CV Sofom E N R has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.88, based on 521 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Financiera IndependenciaB de CV Sofom E N R's current PS Ratio of 0.53 is 81.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. For the Credit Services industry, the median PS Ratio is 2.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financiera IndependenciaB de CV Sofom E N R's current PS Ratio is 0.53, which is near median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN8.16, compared to a current price of MXN7.69 — trading 5.8% below its estimated fair value. The current PS Ratio is 0.53, which is near median its 10-year median of 0.54 and 81.6% below the Credit Services industry median of 2.88. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current PS Ratio is 0.53 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?

Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued. The current stock price of MXN7.69 is trading 5.8% below its estimated GF Value™ of MXN8.16. GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.

Key valuation signals for MEX:FINDEP:

  • PS Ratio: 0.53 (near median its 10-year median of 0.54)
  • GF Value™: MXN8.16 vs. price of MXN7.69 (5.8% below fair value)
  • GF Score™: 56/100 with 5 warning signs
  • Industry Position: 81.6% below the Credit Services median (#32 of 521)

No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Financiera IndependenciaB de CV Sofom E N R Business Description

Address Prolongacion Paseo de la Reforma No. 600, Int. 420, Col. Santa Fe Pena Blanca, Mexico DF, MEX, 01210
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score

Get the complete analysis for MEX:FINDEP

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN7.69
Price
MXN8.16
GF Value