Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) ROE % Adjusted to Book Value: 21.73% (As of Mar. 2026)


MEX:FINDEP Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
56 GF Score
Price MXN7.69
GF Value MXN8.16
Valuation Fairly Valued
! 4 Warning Signs
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What is Financiera IndependenciaB de CV Sofom E N R ROE % Adjusted to Book Value?

Financiera IndependenciaB de CV Sofom E N R MEX:FINDEP 56 ROE % Adjusted to Book Value is 21.73% as of Mar. 2026. GuruFocus rates MEX:FINDEP with a GF Score™ of 56/100 and a GF Value™ of MXN8.16 (Fairly Valued). The stock has 4 warning signs investors should review.

Financiera IndependenciaB de CV Sofom E N R's ROE % for the quarter that ended in Mar. 2026 was 10.65%. Financiera IndependenciaB de CV Sofom E N R's PB Ratio for the quarter that ended in Mar. 2026 was 0.49. Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 21.73%.


Financiera IndependenciaB de CV Sofom E N R ROE % Adjusted to Book Value Related Terms


Financiera IndependenciaB de CV Sofom E N R ROE % Adjusted to Book Value Historical Data

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The historical data trend for Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financiera IndependenciaB de CV Sofom E N R ROE % Adjusted to Book Value Chart

Financiera IndependenciaB de CV Sofom E N R Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.38 23.86 22.08 32.35 19.33

Financiera IndependenciaB de CV Sofom E N R Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.83 18.25 19.41 20.52 21.73

MEX:FINDEP vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Financiera IndependenciaB de CV Sofom E N R ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value falls into.


MEX:FINDEP
56GF Score
Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Financiera IndependenciaB de CV Sofom E N R ROE % Adjusted to Book Value Calculation

Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.44% / 0.54
=19.33%

Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.65% / 0.49
=21.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 21.73% mean?
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a ROE % Adjusted to Book Value of 21.73% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors.
Is Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value too high?
Financiera IndependenciaB de CV Sofom E N R's current ROE % Adjusted to Book Value is 21.73%. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value compare to V and MA?
Financiera IndependenciaB de CV Sofom E N R's ROE % Adjusted to Book Value of 21.73% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. Financiera IndependenciaB de CV Sofom E N R's current ROE % Adjusted to Book Value is 21.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN8.16, compared to a current price of MXN7.69 — trading 5.8% below its estimated fair value. The current ROE % Adjusted to Book Value is 21.73%. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current ROE % Adjusted to Book Value is 21.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?

Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued. The current stock price of MXN7.69 is trading 5.8% below its estimated GF Value™ of MXN8.16. GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.

Key valuation signals for MEX:FINDEP:

  • ROE % Adjusted to Book Value: 21.73%
  • GF Value™: MXN8.16 vs. price of MXN7.69 (5.8% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Financiera IndependenciaB de CV Sofom E N R Business Description

Address Prolongacion Paseo de la Reforma No. 600, Int. 420, Col. Santa Fe Pena Blanca, Mexico DF, MEX, 01210
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN7.69
Price
MXN8.16
GF Value