MEX:FINDEP'
s Pretax Margin % Range Over the Past 10 Years
Min: 2.09 Med: 12.23 Max: 21.88
Current: 16.69
MEX:FINDEP's Pretax Margin % is ranked worse than 55.43% of 534
companies
in the Credit Services industry
Industry Median: 19.865
vs MEX:FINDEP: 16.69
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Financiera IndependenciaB de CV Sofom E N R Pretax Margin % Related Terms
Financiera IndependenciaB de CV Sofom E N R Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R Pretax Margin % Chart
Financiera IndependenciaB de CV Sofom E N R Annual Data
MEX:FINDEP vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Financiera IndependenciaB de CV Sofom E N R Pretax Margin % vs Credit Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a Pretax Margin % of 18.63% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. This is 52% above median its historical median of 12.23. Over the past decade, Financiera IndependenciaB de CV Sofom E N R's Pretax Margin % has ranged from 2.09 to 21.88. According to the industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #296 out of 534 companies in the Credit Services industry, placing it in the top 55.4%.
Is Financiera IndependenciaB de CV Sofom E N R's Pretax Margin % too high?
Financiera IndependenciaB de CV Sofom E N R's current Pretax Margin % of 18.63% is 52% above median its 10-year median of 12.23. Over the past 10 years, this metric has ranged from a low of 2.09 to a high of 21.88. The Credit Services industry median Pretax Margin % is 19.87. Financiera IndependenciaB de CV Sofom E N R's value of 18.63% is 6.2% below this industry median. Based on the distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #296 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #296 out of 534 companies for Pretax Margin %. This places Financiera IndependenciaB de CV Sofom E N R in the lower half of its industry. The industry median Pretax Margin % is 19.87. Financiera IndependenciaB de CV Sofom E N R's value of 18.63% is 6.2% below this benchmark. Historically, Financiera IndependenciaB de CV Sofom E N R's own Pretax Margin % has ranged from 2.09 to 21.88 over the past decade. While the company's 10-year median is 12.23 vs. the industry median of 19.87, Financiera IndependenciaB de CV Sofom E N R has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 19.87, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Financiera IndependenciaB de CV Sofom E N R's current Pretax Margin % of 18.63% is 6.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. For the Credit Services industry, the median Pretax Margin % is 19.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financiera IndependenciaB de CV Sofom E N R's current Pretax Margin % is 18.63%, which is 52% above median its own 10-year median of 12.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN8.16, compared to a current price of MXN7.69 — trading 5.8% below its estimated fair value. The current Pretax Margin % is 18.63%, which is 52% above median its 10-year median of 12.23 and 6.2% below the Credit Services industry median of 19.87. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current Pretax Margin % is 18.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued.
The current stock price of MXN7.69 is trading 5.8% below its estimated GF Value™ of MXN8.16.
GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.
Key valuation signals for MEX:FINDEP:
Pretax Margin %: 18.63% (52% above median its 10-year median of 12.23)
GF Value™: MXN8.16 vs. price of MXN7.69 (5.8% below fair value)
Industry Position: 6.2% below the Credit Services median (#296 of 534)
No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Financiera IndependenciaB de CV Sofom E N R Business Description
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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