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MEX:FINDEP's EV-to-OCF is ranked worse than 68.75% of 544
companies
in the Credit Services industry
Industry Median: -0.62
vs MEX:FINDEP: 8.07
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Financiera IndependenciaB de CV Sofom E N R's PE Ratio (TTM) for today is calculated as:
Financiera IndependenciaB de CV Sofom E N R's share price for today is MXN7.15.
Financiera IndependenciaB de CV Sofom E N R's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN1.727.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Financiera IndependenciaB de CV Sofom E N R EV-to-OCF Related Terms
Financiera IndependenciaB de CV Sofom E N R EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R EV-to-OCF Chart
Financiera IndependenciaB de CV Sofom E N R Annual Data
For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Financiera IndependenciaB de CV Sofom E N R EV-to-OCF vs Credit Services Industry
Financiera IndependenciaB de CV Sofom E N R's current Enterprise Value is MXN5,984 Mil.
Financiera IndependenciaB de CV Sofom E N R's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN741 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a EV-to-OCF of 8.07 as of Jul. 29, 2026. This is 50% below median its historical median of 16.28. According to the industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #374 out of 544 companies in the Credit Services industry, placing it in the top 68.7%.
Is Financiera IndependenciaB de CV Sofom E N R's EV-to-OCF too high?
Financiera IndependenciaB de CV Sofom E N R's current EV-to-OCF of 8.07 is 50% below median its 10-year median of 16.28. Based on the distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #374 out of 544 companies in the Credit Services industry, which is below the industry midpoint. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #374 out of 544 companies for EV-to-OCF. This places Financiera IndependenciaB de CV Sofom E N R in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Financiera IndependenciaB de CV Sofom E N R's current EV-to-OCF is 8.07, which is 50% below median its own 10-year median of 16.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN7.90, compared to a current price of MXN7.15 — trading 9.5% below its estimated fair value. The current EV-to-OCF is 8.07, which is 50% below median its 10-year median of 16.28. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current EV-to-OCF is 8.07 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued.
The current stock price of MXN7.15 is trading 9.5% below its estimated GF Value™ of MXN7.90.
GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.
Key valuation signals for MEX:FINDEP:
EV-to-OCF: 8.07 (50% below median its 10-year median of 16.28)
GF Value™: MXN7.90 vs. price of MXN7.15 (9.5% below fair value)
No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Financiera IndependenciaB de CV Sofom E N R Business Description
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score
Get the complete analysis for MEX:FINDEP
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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