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During the past 12 months, Financiera IndependenciaB de CV Sofom E N R's average EPS without NRI Growth Rate was -22.50% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 0.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 49.20% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 17.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Financiera IndependenciaB de CV Sofom E N R was 133.50% per year. The lowest was -35.40% per year. And the median was 5.60% per year.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Financiera IndependenciaB de CV Sofom E N R 3-Year EPS without NRI Growth Rate Related Terms
MEX:FINDEP vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Financiera IndependenciaB de CV Sofom E N R 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Financiera IndependenciaB de CV Sofom E N R's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Financiera IndependenciaB de CV Sofom E N R's 3-Year EPS without NRI Growth Rate falls into.
Financiera IndependenciaB de CV Sofom E N R 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 0.70% mean?
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a 3-Year EPS without NRI Growth Rate of 0.70% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Financiera IndependenciaB de CV Sofom E N R and its competitors. This is 88% below median its historical median of 5.60. According to the industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #283 out of 432 companies in the Credit Services industry, placing it in the top 65.5%.
Is Financiera IndependenciaB de CV Sofom E N R's 3-Year EPS without NRI Growth Rate too high?
Financiera IndependenciaB de CV Sofom E N R's current 3-Year EPS without NRI Growth Rate of 0.70% is 88% below median its 10-year median of 5.60. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.50. Financiera IndependenciaB de CV Sofom E N R's value of 0.70% is 93.9% below this industry median. Based on the distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #283 out of 432 companies in the Credit Services industry, which is below the industry midpoint. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Scoreâ„¢ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #283 out of 432 companies for 3-Year EPS without NRI Growth Rate. This places Financiera IndependenciaB de CV Sofom E N R in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.50. Financiera IndependenciaB de CV Sofom E N R's value of 0.70% is 93.9% below this benchmark. While the company's 10-year median is 5.60 vs. the industry median of 11.50, Financiera IndependenciaB de CV Sofom E N R has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.50, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Financiera IndependenciaB de CV Sofom E N R's current 3-Year EPS without NRI Growth Rate of 0.70% is 93.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Financiera IndependenciaB de CV Sofom E N R and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financiera IndependenciaB de CV Sofom E N R's current 3-Year EPS without NRI Growth Rate is 0.70%, which is 88% below median its own 10-year median of 5.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN7.91, compared to a current price of MXN6.68 — trading 15.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 0.70%, which is 88% below median its 10-year median of 5.60 and 93.9% below the Credit Services industry median of 11.50. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current 3-Year EPS without NRI Growth Rate is 0.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued.
The current stock price of MXN6.68 is trading 15.5% below its estimated GF Value™ of MXN7.91.
GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Modestly Undervalued.
Key valuation signals for MEX:FINDEP:
3-Year EPS without NRI Growth Rate: 0.70% (88% below median its 10-year median of 5.60)
GF Value™: MXN7.91 vs. price of MXN6.68 (15.5% below fair value)
Industry Position: 93.9% below the Credit Services median (#283 of 432)
No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score
Get the complete analysis for MEX:FINDEP
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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