MEX:FINDEP's 5-Year Yield-on-Cost % is ranked better than 89.05% of 210
companies
in the Credit Services industry
Industry Median: 4.56
vs MEX:FINDEP: 11.82
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Financiera IndependenciaB de CV Sofom E N R 5-Year Yield-on-Cost % Related Terms
MEX:FINDEP vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Financiera IndependenciaB de CV Sofom E N R 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Financiera IndependenciaB de CV Sofom E N R's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Financiera IndependenciaB de CV Sofom E N R's 5-Year Yield-on-Cost % falls into.
Financiera IndependenciaB de CV Sofom E N R 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a 5-Year Yield-on-Cost % of 11.82 as of Jul. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. This is 72% below median its historical median of 42.37. Over the past decade, Financiera IndependenciaB de CV Sofom E N R's 5-Year Yield-on-Cost % has ranged from 11.82 to 50.09. According to the industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #23 out of 210 companies in the Credit Services industry, placing it in the top 11%.
Is Financiera IndependenciaB de CV Sofom E N R's 5-Year Yield-on-Cost % too high?
Financiera IndependenciaB de CV Sofom E N R's current 5-Year Yield-on-Cost % of 11.82 is 72% below median its 10-year median of 42.37. Over the past 10 years, this metric has ranged from a low of 11.82 to a high of 50.09. The Credit Services industry median 5-Year Yield-on-Cost % is 4.56. Financiera IndependenciaB de CV Sofom E N R's value of 11.82 is 159.2% above this industry median. Based on the distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #23 out of 210 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #23 out of 210 companies for 5-Year Yield-on-Cost %. This places Financiera IndependenciaB de CV Sofom E N R in the top 11% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.56. Financiera IndependenciaB de CV Sofom E N R's value of 11.82 is 159.2% above this benchmark. Historically, Financiera IndependenciaB de CV Sofom E N R's own 5-Year Yield-on-Cost % has ranged from 11.82 to 50.09 over the past decade. While the company's 10-year median is 42.37 vs. the industry median of 4.56, Financiera IndependenciaB de CV Sofom E N R has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.56, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Financiera IndependenciaB de CV Sofom E N R's current 5-Year Yield-on-Cost % of 11.82 is 159.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financiera IndependenciaB de CV Sofom E N R's current 5-Year Yield-on-Cost % is 11.82, which is 72% below median its own 10-year median of 42.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN8.17, compared to a current price of MXN7.70 — trading 5.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 11.82, which is 72% below median its 10-year median of 42.37 and 159.2% above the Credit Services industry median of 4.56. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current 5-Year Yield-on-Cost % is 11.82 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued.
The current stock price of MXN7.70 is trading 5.8% below its estimated GF Value™ of MXN8.17.
GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.
Key valuation signals for MEX:FINDEP:
5-Year Yield-on-Cost %: 11.82 (72% below median its 10-year median of 42.37)
GF Value™: MXN8.17 vs. price of MXN7.70 (5.8% below fair value)
Industry Position: 159.2% above the Credit Services median (#23 of 210)
No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Financiera IndependenciaB de CV Sofom E N R Business Description
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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