Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Debt-to-Asset : 0.43 (As of Jun. 2026)

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MEX:FINDEP Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
55 GF Score
Price MXN6.69
GF Value MXN7.91
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Financiera IndependenciaB de CV Sofom E N R Debt-to-Asset?

Financiera IndependenciaB de CV Sofom E N R MEX:FINDEP 55 Debt-to-Asset is 0.43 as of Jun. 2026. GuruFocus rates MEX:FINDEP with a GF Score™ of 55/100 and a GF Value™ of MXN7.91 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Financiera IndependenciaB de CV Sofom E N R's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was MXN0 Mil. Financiera IndependenciaB de CV Sofom E N R's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was MXN4,837 Mil. Financiera IndependenciaB de CV Sofom E N R's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was MXN11,205 Mil. Financiera IndependenciaB de CV Sofom E N R's debt to asset for the quarter that ended in Jun. 2026 was 0.43.


Financiera IndependenciaB de CV Sofom E N R  (MEX:FINDEP) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Financiera IndependenciaB de CV Sofom E N R Debt-to-Asset Related Terms


Financiera IndependenciaB de CV Sofom E N R Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Financiera IndependenciaB de CV Sofom E N R's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financiera IndependenciaB de CV Sofom E N R Debt-to-Asset Chart

Financiera IndependenciaB de CV Sofom E N R Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.51 0.52 0.42 0.40 0.45

Financiera IndependenciaB de CV Sofom E N R Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.46 0.45 0.43 0.43

MEX:FINDEP vs V, MA, AXP: Debt-to-Asset Comparison

For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Financiera IndependenciaB de CV Sofom E N R Debt-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Financiera IndependenciaB de CV Sofom E N R's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Financiera IndependenciaB de CV Sofom E N R's Debt-to-Asset falls into.


MEX:FINDEP
55GF Score
Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Financiera IndependenciaB de CV Sofom E N R Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Financiera IndependenciaB de CV Sofom E N R's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 5123.816) / 11369.123
=0.45

Financiera IndependenciaB de CV Sofom E N R's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 4837.363) / 11204.724
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.43 mean?
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a Debt-to-Asset of 0.43 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors.
Is Financiera IndependenciaB de CV Sofom E N R's Debt-to-Asset too high?
Financiera IndependenciaB de CV Sofom E N R's current Debt-to-Asset is 0.43. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's Debt-to-Asset compare to V and MA?
Financiera IndependenciaB de CV Sofom E N R's Debt-to-Asset of 0.43 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Credit Services company?
A good Debt-to-Asset depends on the Credit Services industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. Financiera IndependenciaB de CV Sofom E N R's current Debt-to-Asset is 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN7.91, compared to a current price of MXN6.69 — trading 15.4% below its estimated fair value. The current Debt-to-Asset is 0.43. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current Debt-to-Asset is 0.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?

Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued. The current stock price of MXN6.69 is trading 15.4% below its estimated GF Value™ of MXN7.91. GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Modestly Undervalued.

Key valuation signals for MEX:FINDEP:

  • Debt-to-Asset: 0.43
  • GF Value™: MXN7.91 vs. price of MXN6.69 (15.4% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Financiera IndependenciaB de CV Sofom E N R Business Description

Address Prolongacion Paseo de la Reforma No. 600, Int. 420, Col. Santa Fe Pena Blanca, Mexico DF, MEX, 01210
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
55GF Score

Get the complete analysis for MEX:FINDEP

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN6.69
Price
MXN7.91
GF Value