Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


MEX:FINDEP Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
56 GF Score
Price MXN7.40
GF Value MXN8.17
Valuation Fairly Valued
! 4 Warning Signs
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What is Financiera IndependenciaB de CV Sofom E N R ROC (Joel Greenblatt) %?

Financiera IndependenciaB de CV Sofom E N R MEX:FINDEP 56 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates MEX:FINDEP with a GF Score™ of 56/100 and a GF Value™ of MXN8.17 (Fairly Valued). The stock has 4 warning signs investors should review. Among 413 Credit Services companies, Financiera IndependenciaB de CV Sofom E N R ranks worse than 242130.51% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

MEX:FINDEP
56GF Score
Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. According to the industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #999999 out of 413 companies in the Credit Services industry.
Is Financiera IndependenciaB de CV Sofom E N R's ROC (Joel Greenblatt) % too high?
Financiera IndependenciaB de CV Sofom E N R's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #999999 out of 413 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #999999 out of 413 companies for ROC (Joel Greenblatt) %. This places Financiera IndependenciaB de CV Sofom E N R in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.19. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.19, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financiera IndependenciaB de CV Sofom E N R's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN8.17, compared to a current price of MXN7.40 — trading 9.4% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?

Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued. The current stock price of MXN7.40 is trading 9.4% below its estimated GF Value™ of MXN8.17. GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.

Key valuation signals for MEX:FINDEP:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: MXN8.17 vs. price of MXN7.40 (9.4% below fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Financiera IndependenciaB de CV Sofom E N R Business Description

Address Prolongacion Paseo de la Reforma No. 600, Int. 420, Col. Santa Fe Pena Blanca, Mexico DF, MEX, 01210
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score

Get the complete analysis for MEX:FINDEP

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN7.40
Price
MXN8.17
GF Value