Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) ROC %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MEX:FINDEP Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
55 GF Score
Price MXN6.75
GF Value MXN7.90
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Financiera IndependenciaB de CV Sofom E N R ROC %?

Financiera IndependenciaB de CV Sofom E N R MEX:FINDEP 55 ROC % is % as of Jun. 2026. GuruFocus rates MEX:FINDEP with a GF Score™ of 55/100 and a GF Value™ of MXN7.90 (Modestly Undervalued). The stock has 3 warning signs investors should review.

ROC %does not apply to banks.

MEX:FINDEP
55GF Score
Financiera Independencia SAB de CV Sofom E N R MEX:FINDEP
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors.
Is Financiera IndependenciaB de CV Sofom E N R's ROC % too high?
Financiera IndependenciaB de CV Sofom E N R's current ROC % is %. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's ROC % compare to V and MA?
Financiera IndependenciaB de CV Sofom E N R's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 2.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 2.17, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. For the Credit Services industry, the median ROC % is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financiera IndependenciaB de CV Sofom E N R's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN7.90, compared to a current price of MXN6.75 — trading 14.6% below its estimated fair value. The current ROC % is %. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?

Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued. The current stock price of MXN6.75 is trading 14.6% below its estimated GF Value™ of MXN7.90. GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Modestly Undervalued.

Key valuation signals for MEX:FINDEP:

  • ROC %: %
  • GF Value™: MXN7.90 vs. price of MXN6.75 (14.6% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Financiera IndependenciaB de CV Sofom E N R Business Description

Address Prolongacion Paseo de la Reforma No. 600, Int. 420, Col. Santa Fe Pena Blanca, Mexico DF, MEX, 01210
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
55GF Score

Get the complete analysis for MEX:FINDEP

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN6.75
Price
MXN7.90
GF Value