* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R OCF Margin % Chart
Financiera IndependenciaB de CV Sofom E N R Annual Data
For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Financiera IndependenciaB de CV Sofom E N R OCF Margin % vs Credit Services Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a OCF Margin % of 0.73% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. This is 79% below median its historical median of 3.48. According to the industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #211 out of 531 companies in the Credit Services industry, placing it in the top 39.7%.
Is Financiera IndependenciaB de CV Sofom E N R's OCF Margin % too high?
Financiera IndependenciaB de CV Sofom E N R's current OCF Margin % of 0.73% is 79% below median its 10-year median of 3.48. The Credit Services industry median OCF Margin % is 2.55. Financiera IndependenciaB de CV Sofom E N R's value of 0.73% is 71.4% below this industry median. Based on the distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #211 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #211 out of 531 companies for OCF Margin %. This puts Financiera IndependenciaB de CV Sofom E N R in the upper half of its industry. The industry median OCF Margin % is 2.55. Financiera IndependenciaB de CV Sofom E N R's value of 0.73% is 71.4% below this benchmark. While the company's 10-year median is 3.48 vs. the industry median of 2.55, Financiera IndependenciaB de CV Sofom E N R has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Financiera IndependenciaB de CV Sofom E N R's current OCF Margin % of 0.73% is 71.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financiera IndependenciaB de CV Sofom E N R's current OCF Margin % is 0.73%, which is 79% below median its own 10-year median of 3.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN8.16, compared to a current price of MXN7.69 — trading 5.8% below its estimated fair value. The current OCF Margin % is 0.73%, which is 79% below median its 10-year median of 3.48 and 71.4% below the Credit Services industry median of 2.55. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current OCF Margin % is 0.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued.
The current stock price of MXN7.69 is trading 5.8% below its estimated GF Value™ of MXN8.16.
GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.
Key valuation signals for MEX:FINDEP:
OCF Margin %: 0.73% (79% below median its 10-year median of 3.48)
GF Value™: MXN8.16 vs. price of MXN7.69 (5.8% below fair value)
Industry Position: 71.4% below the Credit Services median (#211 of 531)
No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Financiera IndependenciaB de CV Sofom E N R Business Description
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score
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