Ally Financial (XSWX:ALLY) Net Loan: CHF107,614 Mil (As of Mar. 2026)


XSWX:ALLY Ally Financial Inc XSWX:ALLY
68 GF Score
Price CHF37.15
GF Value CHF31.58
! 8 Warning Signs
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What is Ally Financial Net Loan?

Ally Financial XSWX:ALLY +1.01% 68 Net Loan is CHF107,614 Mil as of Mar. 2026. GuruFocus rates XSWX:ALLY with a GF Score™ of 68/100 and a GF Value™ of CHF31.58. The stock has 8 warning signs investors should review.

Ally Financial's quarterly net loan increased from Sep. 2025 (CHF104,517 Mil) to Dec. 2025 (CHF107,193 Mil) and increased from Dec. 2025 (CHF107,193 Mil) to Mar. 2026 (CHF107,614 Mil).

Ally Financial's annual net loan increased from Dec. 2023 (CHF117,831 Mil) to Dec. 2024 (CHF107,193 Mil) but then declined from Dec. 2024 (CHF107,193 Mil) to Dec. 2025 (CHF107,614 Mil).

Ally Financial Net Loan Historical Data

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The historical data trend for Ally Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial Net Loan Chart

Ally Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 110,105.55 123,614.94 117,830.73 118,115.60 107,193.41

Ally Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 115,129.55 105,714.37 104,516.79 107,193.41 107,613.68
XSWX:ALLY
68GF Score
Ally Financial Inc XSWX:ALLY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Ally Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CHF107,614 Mil mean?
Ally Financial (XSWX:ALLY) has a Net Loan of CHF107,614 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Ally Financial and its competitors.
Is Ally Financial's Net Loan too high?
Ally Financial's current Net Loan is CHF107,614 Mil. Overall, Ally Financial has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Net Loan compare to FCFS and KLAR?
Ally Financial's Net Loan of CHF107,614 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Credit Services company?
A good Net Loan depends on the Credit Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Ally Financial and its competitors. Ally Financial's current Net Loan is CHF107,614 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Ally Financial (XSWX:ALLY) has a current Net Loan of CHF107,614 Mil. The stock's GF Value™ is CHF31.58, compared to a current price of CHF37.15 — trading 17.6% above its estimated fair value. The current Net Loan is CHF107,614 Mil. Ally Financial's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Ally Financial (XSWX:ALLY), the current Net Loan is CHF107,614 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (XSWX:ALLY) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of CHF37.15 is trading 17.6% above its estimated GF Value™ of CHF31.58.

Key valuation signals for XSWX:ALLY:

  • Net Loan: CHF107,614 Mil
  • GF Value™: CHF31.58 vs. price of CHF37.15 (17.6% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the XSWX:ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
68GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF37.15
Price
CHF31.58
GF Value