Ally Financial (XSWX:ALLY) YoY EPS Growth: 11.47% (As of Jun. 2026)

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XSWX:ALLY Ally Financial Inc XSWX:ALLY
70 GF Score
Price CHF35.48
GF Value CHF32.75
! 6 Warning Signs
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What is Ally Financial YoY EPS Growth?

Ally Financial XSWX:ALLY 70 YoY EPS Growth is 11.47% as of Jun. 2026. GuruFocus rates XSWX:ALLY with a GF Score™ of 70/100 and a GF Value™ of CHF32.75. The stock has 6 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Ally Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 was 11.47%.

Ally Financial's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was CHF0.94.

Ally Financial YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Ally Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial YoY EPS Growth Chart

Ally Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 195.86 -38.11 -48.89 -32.99 17.69

Ally Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 52.71 101.50 226.29 200.97 11.47
XSWX:ALLY
70GF Score
Ally Financial Inc XSWX:ALLY
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Ally Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Ally Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(1.889-1.605)/ | 1.605 |
=17.69 %

Ally Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.943-0.846)/ | 0.846 |
=11.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 11.47% mean?
Ally Financial (XSWX:ALLY) has a YoY EPS Growth of 11.47% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Ally Financial and its competitors.
Is Ally Financial's YoY EPS Growth too high?
Ally Financial's current YoY EPS Growth is 11.47%. Overall, Ally Financial has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's YoY EPS Growth compare to FCFS and OMF?
Ally Financial's YoY EPS Growth of 11.47% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Credit Services company?
A good YoY EPS Growth depends on the Credit Services industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Ally Financial and its competitors. Ally Financial's current YoY EPS Growth is 11.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Ally Financial (XSWX:ALLY) has a current YoY EPS Growth of 11.47%. The stock's GF Value™ is CHF32.75, compared to a current price of CHF35.48 — trading 8.3% above its estimated fair value. The current YoY EPS Growth is 11.47%. Ally Financial's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Ally Financial (XSWX:ALLY), the current YoY EPS Growth is 11.47% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (XSWX:ALLY) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of CHF35.48 is trading 8.3% above its estimated GF Value™ of CHF32.75.

Key valuation signals for XSWX:ALLY:

  • YoY EPS Growth: 11.47%
  • GF Value™: CHF32.75 vs. price of CHF35.48 (8.3% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the XSWX:ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
70GF Score

Get the complete analysis for XSWX:ALLY

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF35.48
Price
CHF32.75
GF Value