Ally Financial (XSWX:ALLY) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


XSWX:ALLY Ally Financial Inc XSWX:ALLY
68 GF Score
Price CHF37.15
GF Value CHF31.58
! 8 Warning Signs
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What is Ally Financial ROC (Joel Greenblatt) %?

Ally Financial XSWX:ALLY +1.01% 68 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates XSWX:ALLY with a GF Score™ of 68/100 and a GF Value™ of CHF31.58. The stock has 8 warning signs investors should review. Among 414 Credit Services companies, Ally Financial ranks worse than 241545.65% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

XSWX:ALLY
68GF Score
Ally Financial Inc XSWX:ALLY
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Ally Financial (XSWX:ALLY) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ally Financial and its competitors. According to the industry distribution chart, Ally Financial ranks #999999 out of 414 companies in the Credit Services industry.
Is Ally Financial's ROC (Joel Greenblatt) % too high?
Ally Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Ally Financial ranks #999999 out of 414 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Ally Financial has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's ROC (Joel Greenblatt) % compare to FCFS and KLAR?
According to the Credit Services industry distribution chart, Ally Financial ranks #999999 out of 414 companies for ROC (Joel Greenblatt) %. This places Ally Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.59, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Ally Financial and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ally Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Ally Financial (XSWX:ALLY) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is CHF31.58, compared to a current price of CHF37.15 — trading 17.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Ally Financial's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Ally Financial (XSWX:ALLY), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (XSWX:ALLY) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of CHF37.15 is trading 17.6% above its estimated GF Value™ of CHF31.58.

Key valuation signals for XSWX:ALLY:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: CHF31.58 vs. price of CHF37.15 (17.6% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the XSWX:ALLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
68GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF37.15
Price
CHF31.58
GF Value